Insurers Study guides, Class notes & Summaries
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![FLORIDA 2-15 INSURANCE LICENSE EXAM ACTUAL UPDATE WITH LATEST ONLINE WRITTEN EXAM QUESTIONS AND ANSWERS](/docpics/6419d53ee5eb2_2497835.jpg)
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FLORIDA 2-15 INSURANCE LICENSE EXAM ACTUAL UPDATE WITH LATEST ONLINE WRITTEN EXAM QUESTIONS AND ANSWERS
- Exam (elaborations) • 10 pages • 2023
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FLORIDA 2-15 INSURANCE LICENSE EXAM ACTUAL UPDATE WITH LATEST ONLINE WRITTEN EXAM QUESTIONS AND ANSWERS 
 
Accumulation units are converted into annuity units: 
 
A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. 
 
If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. 
 
Robert had an accident and qua...
![214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED](/docpics/4114893/65918d74b48d6_4114893_121_171.jpeg)
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214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED
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Multi-Line Insurers - CORRECT ANSWER-________-______ Insurers are insurance 
carriers that offer more than one line of insurance. 
False - CORRECT ANSWER-True or False? Stock Insurance Companies are 
"participating" in that the policyholders receive dividends. 
Attorney-In-Fact - CORRECT ANSWER-Reciprocal Insurers are managed by an 
___________________. 
Association - CORRECT ANSWER-Contrary to popular opinion, Lloyd's of London is 
not an insurer but rather an ____________. 
Limits Catas...
![Mass State Life Insurance Exam Questions with 100% Correct Answers | Latest Version 2024 | Expert Verified | Ace the Test](/docpics/5033553/6620454a5129e_5033553_121_171.jpeg)
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Mass State Life Insurance Exam Questions with 100% Correct Answers | Latest Version 2024 | Expert Verified | Ace the Test
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Which of the following describes a participating life insurance policy? A participating life 
policy is one in which the policyowner receives dividends deriving from the company's divisible 
surplus 
What type of reinsurance contract between two insurers involves an automatic sharing of the 
risks assumed? Under treaty reinsurance, each party automatically accepts 
specific percentages of the insurer's business. 
At what point must a life insurance applicant be informed of their rights that fa...
![Life accident and health insurance Mississippi Questions and Answers with complete solution](/docpics/3280814/64e231bdd3a7b_3280814_121_171.jpeg)
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Life accident and health insurance Mississippi Questions and Answers with complete solution
- Exam (elaborations) • 9 pages • 2023
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1. private insurers 
2. government insurers - 2 types of entities providing insurance today 
1. stock insurance companies 
2. mutual insurance companies - the 2 largest types of commercial insurance companies 
Stock insurance companies - owned by stockholders, these companies dividends, when declared, to 
their stockholders. have minimum capital requirements and are governed by a board of directors elected 
by their stockholders 
Mutual insurance companies - owned by their policy owners; have no...
![RKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS](/docpics/4749684/65f43c0e93fb9_4749684_121_171.jpeg)
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RKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS
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ARKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS 
 
J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - ANS Twisting 
 
What is implied authority defined as? - ANS Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties 
 
A person who is a nonsmoker, average weight, excellent health would fall into what risk classification? - ANS ...
![AIDA 181 (Latest 2023/ 2024 Update) Big Data Analytics for Risk and Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A](/docpics/4016803/6579df9f7a1e8_4016803_121_171.jpeg)
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AIDA 181 (Latest 2023/ 2024 Update) Big Data Analytics for Risk and Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 30 pages • 2023
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AIDA 181 (Latest 2023/ 2024 Update) Big Data Analytics for Risk and Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A 
 
 
Q: Computer output simulating human reasoning best describes which one of the following? 
Select one: 
A. Artificial intelligence 
B. Chatbots 
C. Machine learning 
D. Deep learning 
 
 
Answer: 
A 
 
 
 
Q: Annette is a claims adjuster with Midwestern Insurance (MI). MI recently invested in and established robotic process automation (RPA) in many of its...
![AIC 300 - Claims in an Evolving World Questions and Answers Solved 100% Correct 2024](/docpics/4205977/65a1097b85eb5_4205977_121_171.jpeg)
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AIC 300 - Claims in an Evolving World Questions and Answers Solved 100% Correct 2024
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AIC 300 - Claims in an Evolving World Questions and Answers Solved 100% Correct 2024 
B. By certified mail with a return receipt requested. 
 
Some will also send a copy via regular mail in case the certified letter is not accepted. - Correct Answer Insurers usually send denial letters 
Select one: 
A. By email to ensure prompt receipt by the insured. 
B. By certified mail with a return receipt requested. 
C. By overnight courier. 
D. By registered mail. 
 
D. Subpoenaed. 
 
Any written claims c...
![ARM 400: Risk in an Evolving World Exam Review |Questions and Verified Answers| 100% Correct| Grade A (Latest 2024 Update)](/docpics/4776167/65f86274930c0_4776167_121_171.jpeg)
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ARM 400: Risk in an Evolving World Exam Review |Questions and Verified Answers| 100% Correct| Grade A (Latest 2024 Update)
- Exam (elaborations) • 28 pages • 2024
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ARM 400: Risk in an Evolving World Exam Review |Questions and Verified Answers| 100% Correct| Grade A (Latest 2024 Update) 
 
 
 
what two things lie at the base of every risk management concept - ANSWER the intersection of different types of risk 
a method for identifying, assessing, and treating all risks 
 
 
 
traditional risk assessment techniques focus on what - ANSWER root cause analysis - which identifies a loss...
![NC Life Insurance Practice Exam Questions and Answers Already Passed](/docpics/6426fe228ad6c_2539151.jpg)
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NC Life Insurance Practice Exam Questions and Answers Already Passed
- Exam (elaborations) • 80 pages • 2023
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NC Life Insurance Practice Exam Questions and Answers Already Passed 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. c) Writing North Carolina ins...
![Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A](/docpics/4349332/65b53bffd66bc_4349332_121_171.jpeg)
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 48 pages • 2024
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which statement concerning the Entire Contact provision in an individual accident and health insurance policy is TRUE? 
 
 
Answer: 
The agent doesn't have the authority to change the policy or waive its provisions 
 
 
 
Q: Under the Fair Credit Reporting Act, which statement is true? 
 
 
Answer: 
The consumer who was investigated must be advised that credit, insurance...
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