Insurers Study guides, Class notes & Summaries
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![AIC 300 - Claims in an Evolving World Questions and Answers Solved 100% Correct!!](/docpics/3858161/6558523456ef2_3858161_121_171.jpeg)
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AIC 300 - Claims in an Evolving World Questions and Answers Solved 100% Correct!!
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B. By certified mail with a return receipt requested. 
Some will also send a copy via regular mail in case the certified letter is not accepted. - Insurers usually 
send denial letters 
Select one: 
A. By email to ensure prompt receipt by the insured. 
B. By certified mail with a return receipt requested. 
C. By overnight courier. 
D. By registered mail. 
D. Subpoenaed. 
Any written claims communication may be subpoenaed. - As methods of communication evolve, it's 
important for claims professio...
![ISR3702 Assignment 1 (COMPLETE ANSWERS) Semester 1 2024 (392770) - DUE 15 April 2024](/docpics/4994233/661a9242b5f0f_4994233_121_171.jpeg)
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ISR3702 Assignment 1 (COMPLETE ANSWERS) Semester 1 2024 (392770) - DUE 15 April 2024
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ISR3702 Assignment 1 (COMPLETE ANSWERS) Semester 1 2024 (392770) - DUE 15 April 2024 ;100% TRUSTED workings, explanations and solutions. for assistance Whats-App.......0.6.7..1.7.1..1.7.3.9......... Mlindwa’s spouse, Fezi, successfully challenged Mlindwa’s testamentary will. The court deemed the will void and set it aside. There was no sale of assets from Mlindwa’s deceased estate. The deceased estate had the following liabilities, which Nongxa had to pay when winding up this estate: 
 ...
![Test Bank for Principles of Risk Management and Insurance, 14th Edition by George E. Rejda](/docpics/64576ab46d289_2708708.jpg)
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Test Bank for Principles of Risk Management and Insurance, 14th Edition by George E. Rejda
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Test Bank for Principles of Risk Management and Insurance 14e 14th Edition by George E. Rejda, Michael J. McNamara. ISBN-13: 1293 
 
Full Chapters test bank included 
 
PART 1: BASIC CONCEPTS IN RISK MANAGEMENT AND INSURANCE 
 
1. Risk and Its Treatment 
2. Insurance and Risk 
3. Introduction to Risk Management 
4. Enterprise Risk Management and Related Topics 
 
PART 2: THE PRIVATE INSURANCE INDUSTRY 
 
5. Types of Insurers and Marketing Systems 
6. Insurance Company Operations 
7. Financial Op...
![C16 Business of Insurance -Practice Exam Questions Rated 100% Correct!!](/docpics/4020171/657a8a33e9a08_4020171_121_171.jpeg)
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C16 Business of Insurance -Practice Exam Questions Rated 100% Correct!!
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Explain the economic laws of Supply and Demand, and explain why these laws do not strictly apply to 
automobile insurance. - pages 3-3 and 3-13. the economic theory of supply and demand proposes 
that more resources will be allocated to a product that increases revenue. The law of supply provides 
that the higher the price, then more will be supplied. the law of demand provides that, with all other 
factors equal, less will be demanded as the price rises. 
For the insurance market, supply is rep...
![MHA 706 Midterm- Lord 2024 Exam with Complete Solutions Rated A+](/docpics/4466708/65c7214fb0545_4466708_121_171.jpeg)
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MHA 706 Midterm- Lord 2024 Exam with Complete Solutions Rated A+
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MHA 706 Midterm- Lord 2024 Exam with Complete Solutions Rated A+ 
Proprietorships & Partnerships: Pros & Cons - Correct Answer Pros: Ease of Information, Subject to a few regulations, no corporation income taxes. 
Cons: Limited life, difficult to transfer, unlimited life, difficult to raise capital. 
 
Corporations: Pros & Cons - Correct Answer Pros: Unlimited life, easy transfer of ownership, limited liability, ease of raising capital. 
Cons: Cost of formation and reporting, double or triple ta...
![Florida 240 License exam questions with verified correct answers](/docpics/3437851/65036563cfda5_3437851_121_171.jpeg)
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Florida 240 License exam questions with verified correct answers
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The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called: 
Reserves 
 
 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the: 
Fair Credit Reporting Act 
 
 
 
A nonprofit incorporated society that does not have capital stock and operates for the sole benefit of its members is known as: 
A fraternal benefit society 
 
 
 
What I the name...
![CA Life Insurance Exam Questions and Answers 100% Pass](/docpics/64270a15b4382_2539287.jpg)
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CA Life Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 27 pages • 2023
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CA Life Insurance Exam Questions and Answers 100% Pass What is meant by referring to an insurance policy as a unilateral contract? Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? At all times. 
Any situation that presents the possibility of a loss is known as a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? Personal ...
![CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST](/docpics/4206880/65a12361a0796_4206880_121_171.jpeg)
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CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST
- Exam (elaborations) • 35 pages • 2024
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CA LIFE INSURANCE EXAM QUESTIONS 
AND ANSWERS LATEST 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd 
birthday and realizes that she wants to use her rider and buy more death benefit. Which 
of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insu...
![NC Adjuster Exam](/docpics/3143962/64c35b0bc3a74_3143962_121_171.jpeg)
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NC Adjuster Exam
- Exam (elaborations) • 27 pages • 2023
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The most common method of risk management is: 
 
A. The sharing of risk 
B. The assumption of risk 
C. The transfer of risk 
D. Risk avoidance - Answer- C. The transfer of risk 
 
Which of the following types of risk is associated with change is not insurable? 
 
A. Fundamental risk 
B. Particular risk 
C. Dynamic risk 
D. Static risk - Answer- C. Dynamic risk 
 
Insurers are able to calculate their probable losses and to establish the rates for premiums that will cover losses and operating expe...
![Adjuster Pro - Insurance adjuster test latest 2023 already passed](/docpics/63eb4ce81cedc_2369548.jpg)
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Adjuster Pro - Insurance adjuster test latest 2023 already passed
- Exam (elaborations) • 31 pages • 2023
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Adjuster Pro - Insurance adjuster test latest 2023 already passed What is insurance? protection against financial loss 
what is a premium a scheduled amount to be paid for an insurance policy. 
What are premiums used for premiums are collected into a "pool" or "reserve to pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. 
what is Ind...
![FLORIDA INSURANCE 2-14 EXAM TERMS QUESTIONS AND ANSWERS (100% SCORES)](/docpics/4114862/65918a359a3d4_4114862_121_171.jpeg)
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FLORIDA INSURANCE 2-14 EXAM TERMS QUESTIONS AND ANSWERS (100% SCORES)
- Exam (elaborations) • 33 pages • 2023
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FLORIDA INSURANCE 2-14 EXAM 
TERMS QUESTIONS AND ANSWERS 
(100% SCORES) 
Insurance - CORRECT ANSWER-Financial protection against loss or harm - An 
arrangement by which company gives customers financial protection against loss or 
harm such as theft or illness in return for premium payments. 
Life Insurance - CORRECT ANSWER-Is based on actuarial or mathematical principles 
and guarantees a specified sum of money upon the death of the person who is insured. 
Annuities - CORRECT ANSWER-Provid...
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