Fdcpa - Study guides, Class notes & Summaries

What is the definition of a consumer? a. A person who offers or extends credit b. A person who is obligated or allegedly obligated to pay a debt c. A person who collects debt - b. A person who is obligated or allegedly obligated to pay a debt Which of the below is not considered a 3rd party? a. The consumer's attorney b. The neighbor of the consumer c. Answering machine d. The mother of the consumer - a. The consumer's attorney Define the term "Creditor": a. A person who is obliga...

FDCPA Test with Complete Solutions | Verified & Updated| 7 pages In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - Answer ️️ -a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - Answer ️️ -a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - Answer ️️ -c) Postcard The FDCPA is a...

In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. T...

FDCPA Test Questions and Answers with Complete Solutions |Rated A+ True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) Tru...

Community Association - Answer- Legal entity in which the owners enjoy the protection, enhancement, maintenance, and preservation of their homes and property Three defining characteristics of Community Association - Answer- Mandatory Membership, Mutually Binding Documents, and Lien-Based Assessments Mandatory Membership - Answer- Membership in the community association is mandatory and automatic for all owners Mutually Binding Documents - Answer- Certain association governing documents ...

FDCPA Exam Questions (Guaranteed A+ According to the FDCPA only, in a community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? TRUE- can always speak with spouse in a community property state In a non-community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? FALSE Brainpower Read More Previous Play Next Rewind 10 seconds Move forward 10 seconds Un...

FDCPA Test with Complete Solutions | Verified & Updated| 7 pages In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - Answer ️️ -a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - Answer ️️ -a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - Answer ️️ -c) Postcard The FDCPA is a...

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt collector should not continue comm...

FDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct Answers

FDCPA QUESTIONS WITH ACCURATE ANSWERS 2024 True or False: the FDCPA allows professional debt collectors to contact customers between 8:00am and 9:00pm local time for the consumer. (In consumers time zone) True Which of the following statements made by professional debt collectors would not be considered harassing? A. "You're really lazy! Why don't you get a job?" B. "I'll have to contact your employer if you don't pay your bill." C. "You shouldn't buy a house if you can't ...