Fdcpa - Study guides, Class notes & Summaries

In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. T...

FDCPA & TDCA (Fair Debt Collection Protection Act & Texas Debt Collection Act)

FDCPA Practice Questions and Answers with Complete Solutions |Rated A+ FDCPA - Fair Debt Collection Practices Act Debtor - One who is obligated or allegedly owes or would have to pay debts Debt Collector - Someone who collects on debts Creditor - Any person who credits something Location Information - Place of residence,home phone number and place of employment. (804) Mini Miranda - A attempt to collect on dept and any information obtained will be used for that purpose Mini Miranda war...

FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+

FDCPA QUESTIONS AND ANSWERS GRADED A+ What is the definition of a consumer? a. A person who offers or extends credit b. A person who is obligated or allegedly obligated to pay a debt c. A person who collects debt b. A person who is obligated or allegedly obligated to pay a debt Which of the below is not considered a 3rd party? a. The consumer's attorney b. The neighbor of the consumer c. Answering machine d. The mother of the consumer a. The consumer's attorney Br...

FDCPA Test Questions with correct Answers 100% correct In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither a) debt collectors Brainpower Read More Previous Play Next Rewind 10 seconds Move forward 10 seconds Unmute 0:04 / 0:15 Full screen Debt collectors are prohibited from contacting debtors by which of the following means? a) E...

FDCPA Exam Questions and Answers with Complete Solutions |Rated A+

FDCPA - Fair Debt Collection Practices Act Debtor - One who is obligated or allegedly owes or would have to pay debts Debt Collector - Someone who collects on debts Creditor - Any person who credits something Location Information - Place of residence,home phone number and place of employment. (804) Mini Miranda - A attempt to collect on dept and any information obtained will be used for that purpose Mini Miranda warning - is given on every call with the correct consumer FDCPA Was establ...

FDCPA TEST WITH QUESTIONS AND WELL DETAILED ANSWERS[ACTUAL EXAM 100%] In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - CORRECT ANSWER-a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - CORRECT ANSWER-a) debt collectors The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. TRUE FALSE - CORRECT ANSWER-TRUE When ...