401k - Study guides, Class notes & Summaries
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FINN 3623 Exam 1 Terms (Nelson Driver) || All Questions & Solutions (Rated A+)
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FINN 3623 Exam 1 Terms (Nelson Driver) || All Questions & Solutions (Rated A+) 
FINN 3623 Exam 1 Terms (Nelson Driver) || All Questions & Solutions (Rated A+) 
 
Risk - ANSWER - The uncertainty of an outcome 
-Can be positive or negative 
 
Pure Risk - ANSWER - The chance of having a loss or chance of not having a loss (When insurance companies write a policy, the only policy they take under consideration) 
 
Subjective Risk - ANSWER - Attitude toward risk (Also known as your level of risk toler...
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Life and Health Insurance Exam (Missouri) | 100 Questions with 100% Correct Answers | Updated & Verified
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Insurance policies are considered aleatory contracts because: 
1)they are take it or leave it contracts 
2)both parties consent to the contract 
3)performance is conditioned upon a future occurence 
4)the contract is voidable upon proof of fraud - ANS - Performance is conditioned upon a future 
occurence, because there is an element of chance and potential for unequal exchange of value 
K failed to pay a renewal premium within the time granted by the insurer. K then sends in a 
payment which the...
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Life and Health Insurance Exam (Missouri) with Verified Solutions
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Life and Health Insurance Exam (Missouri) with Verified Solutions 
Insurance policies are considered aleatory contracts because: 
1)they are take it or leave it contracts 
2)both parties consent to the contract 
3)performance is conditioned upon a future occurence 4)the contract is voidable upon proof of fraud Performance is conditioned upon a future occurence, because there is an element of chance and potential for unequal exchange of value 
K failed to pay a renewal premium within the time gra...
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CEBS GBA Exam 1 Question with complete solution 2023
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CEBS GBA Exam 1 Question with complete solution 2023Broad view of Employee Benefits (Mod 1.1) 
Considers Employee Benefits to be virtually any form of compensation other than direct wages paid to Employees (Ex: WC, Unemployment, State DI, SS, Vacation, Holidays, 401K/Retirement, Employer share of Medical, Severance Pay, Child Care, etc..) 
 
 
 
Narrow view of Employee Benefits (Mod 1.1) 
Any type of plan sponsored or initiated by Employees and Employers and engaged in providing benefits that r...
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Wisconsin Life Insurance Exam Questions With 100% Correct Answers
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Wisconsin Life Insurance Exam 
Questions With 100% Correct Answers 
A 60-year-old participant in a 401(k) plan takes a distribution and rolls it over to an IRA 
within 60 days. Which of the following is true? 
a) The amount of the distribution is reduced by the amount of a 20% withholding tax 
b) No taxes are due since the plan participant is over age 59 1/2 
c) There is a 10% early withdrawal penalty 
d) The amount distributed is subject to ordinary income tax - a 
A claimant, whi is to...
Too much month left at the end of the money?
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Broad view of Employee Benefits (Mod 1.1) - Answer-Considers Employee Benefits to be virtually any form of compensation other than direct wages paid to Employees (Ex: WC, Unemployment, State DI, SS, Vacation, Holidays, 401K/Retirement, Employer share of M
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Broad view of Employee Benefits (Mod 1.1) - Answer-Considers Employee Benefits to be virtually any form of compensation other than direct wages paid to Employees (Ex: WC, Unemployment, State DI, SS, Vacation, Holidays, 401K/Retirement, Employer share of Medical, Severance Pay, Child Care, etc..) 
 
Narrow view of Employee Benefits (Mod 1.1) - Answer-Any type of plan sponsored or initiated by Employees and Employers and engaged in providing benefits that result from the employment relationship an...
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Kentucky Life Insurance State Exam Practice Questions and Answers 2023 Solved
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Kentucky Life Insurance State Exam Practice Questions and Answers 2023 Solved 
 
The premiums paid by an employer for his employee's group life insurance are usually considered to be 
Tax-deductible to the employer 
Which of these is NOT considered to be a cost connected with an individual's death? 
Business expenses 
These are all accurate statements regarding universal life insurance EXCEPT 
Policy loans are not permitted 
Which of these is NOT relevant when determining the amount of persona...
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CEBS: GBA/RPA 3 (new curriculum) Exam Questions and Answers
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ERISA - Answer- Employee Retirement Income Security Act 1974 
 
SOC Reports - Answer- Service Organization Controls: for external vendors 
 
SOC 1 - Answer- Internal Controls & Financial reports; used by auditors 
 
SOC 2 - Answer- Security, availability, processing integrity, confidentiality and privacy controls;used by management, regulators, and others under an NDA 
 
SOC3 - Answer- Same as SOC2, but available for public use. 
 
Tribble V Edison - Answer- Landmark court case re fiduciary resp...
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Series 65 Practice Test 10 || All Questions Answered Correctly.
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Which of the following statements is TRUE regarding digital assets? correct answers 1.) Some digital assets are securities 
 
2.) All digital assets are securities 
 
3.) Digital assets are exempt from anti-fraud provisions 
 
4.) Digital assets are exempt from registration with state Admin. 
 
Explanation: Answer is A. Some digital assets are securites. Digital assets must meet four part Howey Test to meet definiton of security 
 
All of the following are examples of digital assets, EXCEPT: cor...
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VA P&C Practice Exam Questions with 100% correct answers
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Which of the following represents pure risk? 
A. Purchase of stock in a new company 
B. An investment in real estate 
C. Purchase of a lottery ticket 
D. Chance of fire in a dwelling correct answersD. Chance of fire in a dwelling 
 
WHICH OF THE FOLLOWING IS A PERIL? 
A. ATTITUDE TOWARDS SAFETY 
B. FIRE 
C. DEDUCTIBLE 
D. AN EXCLUSION correct answersB. FIRE 
 
Direct loss refers to: 
A. Fire damage to a dwellings roof 
B. Cost of increased living expenses due to a fire 
C. Reduction in the valu...
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