Fdcpa - Study guides, Class notes & Summaries

FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+ What is the definition of a consumer? a. A person who offers or extends credit b. A person who is obligated or allegedly obligated to pay a debt c. A person who collects debt - b. A person who is obligated or allegedly obligated to pay a debt Which of the below is not considered a 3rd party? a. The consumer's attorney b. The neighbor of the consumer c. Answering machine d. The mother of the consumer - a. The cons...

FDCPA Exam Questions and Answers with Complete Solutions |Rated A+ According to the FDCPA only, in a community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? - TRUE- can always speak with spouse in a community property state In a non-community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? - FALSE FALSE- If they are requesting validation we can't use against them ...

FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+ In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which ...

FDCPA Exam study guide 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)!

According to the FDCPA only, in a community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? - TRUE- can always speak with spouse in a community property state In a non-community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? - FALSE FALSE- If they are requesting validation we can't use against them in court - If the consumer fails to dispute the validity of a debt, ...

FDCPA Exam Questions and Answers with Complete Solutions |Rated A+

FDCPA Test Prep How many times can a debt collector contact a third party to request a location information regarding the consumer? - one what information can you request from a third party? - The consumer's home address, home phone, and place of employment which of the following are right parties with whom can always discuss the debt? a) the consumer's parents b)the consumer's employer c) the consumer's accountant d) the executor of the estate of a deceased - D the FDCPA a...

FDCPA Test Questions True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt coll...

FDCPA for Collectors Post Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade The FDCPA only covers consumer debts that are in default. True or False - False

FDCPA EXAM 2024/ REAL QUESTIONS WITH CORRECT VERIFIED ANSWERS/LATEST