Fdcpa - Study guides, Class notes & Summaries
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FDCPA Test – Questions And Correct Answers
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FDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct Answersv
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FDCPA Test – Questions And Correct Answers
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FDCPA Test – Questions And Correct Answers
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Bundle for FDCPA Exams Compilation | Verified | Guaranteed Success
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Bundle for FDCPA Exams Compilation | Verified | Guaranteed Success
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FDCPA Test Study Guide| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025)
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FDCPA Test Study Guide| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) 
 
Q: 803. Definitions 
15 USC 1692a 
 
 
 
Q: 803. Bureau 
 
 
Answer: 
term means the Bureau of Consumer 
Financial Protection. 
 
 
 
Q: communication 
 
 
Answer: 
term means the conveying of information regarding a debt directly or indirectly to any person through any medium 
 
 
 
Q: consumer 
 
 
Answer: 
term means any natural person obli- gated or allegedly obligated to pay any debt 
 
 
 
Q: credi...
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FDCPA Test| Rated A Questions and Verified Answers 100% Correct| Grade A (2024/ 2025)
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FDCPA Test| Rated A Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) 
 
Q: A professional debt collector may communicate to a customer that a judgement has been obtained and wages may be garnished, if: 
 
 
Answer: 
A judgement has been obtained and the agency's next action will be to execute it through garnishment. (807) 
 
 
 
Q: True or False... 
Under the FDCPA, individual collectors are permitted to use an alias if they use it constantly. 
 
 
Answer: 
True (804)^ 
 
 
 
Q...
Get paid weekly? You can!
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FDCPA Exam Questions and Answers with Complete Solutions |Rated A+
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FDCPA Exam Questions and Answers with Complete Solutions |Rated A+ 
According to the FDCPA only, in a community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? - TRUE- can always speak with spouse in a community property state
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FDCPA Test| Questions and Verified Answers (2024/ 2025) 100% Correct| Grade A
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FDCPA Test| Questions and Verified Answers (2024/ 2025) 100% Correct| Grade A 
 
Q: True or false: professional debt collectors may refer to legal action as a collection possibility on all size accounts even if their policy is to sue on accounts larger that $250 
 
 
Answer: 
False 
 
 
 
Q: True or false: a collector can demand immediate payment 21 days after the notice is sent 
 
 
Answer: 
False 
 
 
 
Q: True or false: collectors may say anything over the telephone that they are prohibited f...
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FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade
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FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade 
In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 
b)	1990 
 
c)	2006 - a)1977
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FDCPA Test| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025)
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FDCPA Test| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) 
 
Q: When must you identify the name of the company you are calling from when speaking with a 3rd party? 
 
a. Every time you speak to someone 
b. When specifically asked by the 3rd party 
c. Never 
 
 
Answer: 
b. When specifically asked by the 3rd party 
 
 
 
Q: When communicating with a consumer, a debt collector: 
 
A. Must only communicate with the consumer once unless the debt collector believes the consumer ha...
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FDCPA Exam Study Guide
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FDCPA Exam Study Guide 
 
What is the definition of a consumer? 
 
a. A person who offers or extends credit 
b. A person who is obligated or allegedly obligated to pay a debt 
c. A person who collects debt - b. A person who is obligated or allegedly obligated to pay a 
debt 
 
Which of the below is not considered a 3rd party? 
 
a. The consumer's attorney 
b. The neighbor of the consumer 
c. Answering machine 
d. The mother of the consumer - a. The consumer's attorney 
 
Define the term "Cred...
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