Housing counseling exam Study guides, Class notes & Summaries
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HUD Housing Counseling Exam 100% correct
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HUD Housing Counseling Exam 100% correct 
Back-end ratio - ANSWER The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross mo...
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HUD Housing Counseling Exam Complete Questions & Answers!!
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classes 
 
Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected classes. Civil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected 
 
Real Estate Settlement a...
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HUD Housing Counseling Exam Questions and Answers 100% Pass
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HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses? 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns - Correct Answer ️️ -Bank Statement 
Which additional information would the housing counselor need to prepare a household 
budget for this client? 
A. Net Income 
B. Lease Documentation 
C. Credit Score 
D. Bankruptcy Discharge - Correct Answer ️️ -Net In...
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HUD Housing Counseling Exam 120 Questions with Correct Answer Elaboration
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HUD Housing Counseling Exam 120 Questions with Correct Answer Elaboration
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HUD Housing Counseling Exam Complete Guide
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HUD Housing Counseling Exam Complete Guide 
Civil Rights Act of 1866 Federal law granting citizenship to former slaves; passed over Johnson's veto. 
(Race and Color) 
Fair Housing Act of 1968 banned discrimination in the rental or sale of housing (Race, color, religion, 
national origin) 
Housing and Community Development Act of 1974 added gender (sex) to the protected classes 
Fair Housing Amendments Act of 1988 Added Disability and familial status to protected classes. 
Real Estate Set...
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HUD Housing Counseling Exam Questions and Answers 100% Pass
- Exam (elaborations) • 49 pages • 2024
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HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former 
slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or 
sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 - Correct Answer ️️ -added gender 
(sex) to the protected classes 
Fair Housing Amendments ...
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HUD Housing Counseling Exam Questions with Correct Answers
- Exam (elaborations) • 27 pages • 2024
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Civil Rights Act of 1866 Correct Answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 Correct Answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 Correct Answer added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 Correct Answer Added Disability and familial status to protected classes. 
 
...
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HUD Housing Counseling Exam Complete Questions and Answers!
- Exam (elaborations) • 29 pages • 2024
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Available in package deal
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- $12.99
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HUD Housing Counseling Exam ComplCivil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected cla...
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HUD Housing Counseling Exam Questions with Correct Answers
- Exam (elaborations) • 33 pages • 2024
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Back-end ratio Correct Answer The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly income equals 24%. 
Calculation...
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HUD Housing Counseling Exam
- Exam (elaborations) • 33 pages • 2024
- Available in package deal
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- $12.49
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HUD Housing Counseling Exam 
Civil Rights Act of 1866 - answerFederal law granting citizenship to former slaves; passed 
over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - answerbanned discrimination in the rental or sale of housing 
(Race, color, religion, national origin) 
Housing and Community Development Act of 1974 - answeradded gender (sex) to the 
protected classes 
Fair Housing Amendments Act of 1988 - answerAdded Disability and familial status to 
protected classes. 
Rea...
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