Hud housing - Study guides, Class notes & Summaries
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HUD ACTUAL EXAM 2024/HUD HOUSING COUNSELOR CERTIFICATION FINAL EXAM/150 QUESTIONS AND CORRECT ANSWERS (GRADED A+) LATEST 2024-2025
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HUD ACTUAL EXAM 2024/HUD HOUSING COUNSELOR CERTIFICATION FINAL EXAM/150 QUESTIONS AND CORRECT ANSWERS (GRADED A+) LATEST
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NAHRO PHM Exam 2024 with 100% correct answers
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Big 3 Housing Laws - correct answer -US Housing Act of 1937 
 
-Brooke Amendment 1969/1970 
 
-Qualified Housing and Work Responsibility Act of 1998 (QHWRA) 
 
Robert Weaver - correct answer HUD Secretary 
First African American to serve on a cabinet 
 
HUD - correct answer US Department of Housing and Urban Development 
 
AMP - correct answer Asset Management Project 
 
Ethics - correct answer The rules or standards governing the conduct of a person or the members of a profession acting with th...
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HUD Housing Counseling Exam 2023/2024
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HUD Housing Counseling Exam 2023/2024 
 
Back-end ratio 
The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly inco...
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HUD Housing Counselor Certification Practice Questions and Answers 100% Pass
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HUD Housing Counselor Certification Practice 
Questions and Answers 100% Pass 
What is the maximum percent of area median income allowable for a household to 
qualify for a Housing Choice Voucher? - Correct Answer ️️ -50% 
Which is the maximum recommended housing ratio for renting an apartment? - Correct 
Answer ️️ -30% 
Eligibility requirements for down-payment assistance programs include which factors? - 
Correct Answer ️️ -Income, home-buyer education, purchase price 
The client i...
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HUD Housing Counseling Exam
- Exam (elaborations) • 33 pages • 2024
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HUD Housing Counseling Exam 
Civil Rights Act of 1866 - answerFederal law granting citizenship to former slaves; passed 
over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - answerbanned discrimination in the rental or sale of housing 
(Race, color, religion, national origin) 
Housing and Community Development Act of 1974 - answeradded gender (sex) to the 
protected classes 
Fair Housing Amendments Act of 1988 - answerAdded Disability and familial status to 
protected classes. 
Rea...
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HUD Housing Counselor Certification Practice Questions and Answers (latest Update 2024)
- Exam (elaborations) • 75 pages • 2024
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HUD Housing Counselor Certification Practice Questions and Answers (latest Update 2024)
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HUD Housing Counselor Certification Practice Questions with 100% Correct Answers
- Exam (elaborations) • 49 pages • 2024
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HUD Housing Counselor Certification Practice 
Questions with 100% Correct Answers 
Which is the maximum recommended housing ratio for renting an apartment? - Correct 
Answer ️️ -30% 
Eligibility requirements for down-payment assistance programs include which factors? - 
Correct Answer ️️ -Income, home-buyer education, purchase price 
The client is considering an FHA mortgage. What is the upfront mortgage insurance 
premium (UFMIP) for an 
FHA mortgage? - Correct Answer ️️ -1.75% 
If ...
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HUD Housing Counselor Certification Practice Exam Questions and Answers (Rated A+)
- Exam (elaborations) • 27 pages • 2024
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HUD Housing Counselor Certification Practice Exam Questions and Answers (Rated A+)
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HUD Housing Exam Questions and Answers 100% Pass
- Exam (elaborations) • 16 pages • 2024
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HUD Housing Exam Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses: - Correct Answer ️️ -Bank statement 
Which additional information would the housing counselor need to prepare a household 
budget for this client? - Correct Answer ️️ -Net income 
Which item in the client's budget is a fixed expense? - Correct Answer ️️ -Car lease 
payment 
What is the maximum percent of area medium income allo...
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HUD Housing Counseling Exam Questions and Answers 100% Pass
- Exam (elaborations) • 49 pages • 2024
- Available in package deal
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- $13.49
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HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former 
slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or 
sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 - Correct Answer ️️ -added gender 
(sex) to the protected classes 
Fair Housing Amendments ...
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