Renewability - Study guides, Class notes & Summaries
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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions Graded A+
- Exam (elaborations) • 55 pages • 2024
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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 
Questions Graded A+ 
A cease and desist order issued against a producer - Suspends the producer's certificate or broker's license - Prevents the producer from receiving commissions - Prohibits a specific practice listed in the order - Terminates the producer's appointment with the insurer ️Prohibits a specific practice listed in the 
order 
A cease and desist order issued against a producer prohibits a specific pract...
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NEVADA LIFE, ACCIDENT, HEALTH INSURANCE EXAM 2024/2025
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NEVADA LIFE, ACCIDENT, HEALTH INSURANCE EXAM 2024/2025 
 
 
What are the 2 types of Flexible Spending Accounts? - Precise Answer Health care accounts and Dependent care accounts 
 
Concerning a Whole Life Policy, which of the following statements is correct? - Precise Answer Cash value is guaranteed 
 
According to the rights of renewability rider for cancellable policies, all of the following are correct about the cancellation of an individual insurance policy EXCEPT - Precise Answer Unearned p...
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ALABAMA L+H EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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ALABAMA L+H EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS 
 
 
Which of the following riders could decrease the amount of the policy death benefit if utilized? - Precise Answer Waiver of Premium Rider 
 
Laws have been enacted to prohibit cancellation of a Medicare supplement policy on the sole basis of age or deterioration of health. This requirement is called - Precise Answer Guaranteed Renewability 
 
Benefits paid under an employer-paid Group Health Insurance policy are? - Precise Answer The b...
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XCEL FL TEST STUDY GUIDE | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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XCEL FL TEST STUDY GUIDE | 
QUESTIONS & ANSWERS (VERIFIED) | 
LATEST UPDATE | GRADED A+ 
Which of the following types of health coverage frequently uses a deductible? 
Correct Answer: Major Medical policy 
What kind of Accidental Death and Dismemberment (AD&D) insurance beneficiary 
requires his/her consent when a change of beneficiary is made? 
Correct Answer: Irrevocable beneficiary 
If a 10-Year Term Life policy contains a Renewability provision, the policy will renew 
Correct Answer: wit...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions And Answers
- Exam (elaborations) • 20 pages • 2024
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions And Answers 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - ANS insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
 
The type of policy where the insurer can send a notice to the insured that the policy has been canceled in the middle of the term is called - ANS cancelable 
The renewabili...
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AMCA Certification Exam 2024 New Questions 2024 with 100% Correct Answers | Verified | Latest Update | 100% Pass| Already Graded A+
- Exam (elaborations) • 32 pages • 2024
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AMCA Certification Exam 2024 New Questions 2024 
with 100% Correct Answers | Verified | Latest Update 
| 100% Pass| Already Graded A+ 
Empathy Having an understanding and compassion for what the patient may be experiencing 
Established Patient Has been seen by the physician within 3 years 
New Patient Hasn't been to the physician in 3 years 
CMS Center for Medicare and Medicaid services 
HIPAA Title I Healthcare Access, Portability and Renewability 
HIPAA Title II Preventing Health Care Fraud a...
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ALABAMA INSURANCE FINAL EXAM
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Bart is injured and provides notice of a health claim to his insurer. He later receives the required claims forms. Within how many days of the loss must Bart file proof of loss with the insurance company? - Answer-90 
 
Which welfare program provides assistance to the needy? - Answer-medicaid 
 
Who is considered the individual that retains all rights, values, and options of an insurance policy? - Answer-the policy owner 
 
Long Term Care policies normally provide benefits for: - Answer-home hea...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions with Answers | Graded A+
- Exam (elaborations) • 22 pages • 2024
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The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - 
insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled 
in the middle of the term is called - cancelable 
The renewability provision in a cancelable policy allows the insurer to cancel or terminate the policy at 
any time, si...
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XCEL SOLUTIONS - FINAL EXAM 100% Correct
- Exam (elaborations) • 18 pages • 2023
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XCEL SOLUTIONS - FINAL EXAM 100% Correct 
K has a life insurance policy where her husband is beneficiary and her daughter is 
contingent beneficiary. Under the Common Disaster clause, if K and her husband 
are both killed in an automobile accident, where would the death proceeds be 
directed? 
Daughter 
When is a Group Health policy required to provide coverage for a newborn child? 
At the moment of birth 
What is the required renewability status of all Medicare supplement policies? 
Guarante...
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NY Independent General Adjuster Exam - Series 17-70 2024 with 100% correct answers
- Exam (elaborations) • 19 pages • 2024
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Dram Shop Liability refers to: Answer - Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Answer - Neglect. 
 
To be eligible for the New York assigned risk auto plan a person must: Answer - Hold a valid driver's license. 
 
Any insurance adjuster whose license has been revoked for cau...
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