Renewability - Study guides, Class notes & Summaries
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XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM- 150 QUESTIONS
- Exam (elaborations) • 17 pages • 2024
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The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - Answer-insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - Answer-cancelable 
The renewability provision in a cancelable policy allows the insurer to cancel or terminate the policy at...
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Xcel Solutions Final Exam (2024/ 2025) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 41 pages • 2024
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Xcel Solutions Final Exam (2024/ 2025) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which type of plan normally includes hospice benefits 
 
 
Answer: 
Managed care plans 
 
 
 
Q: Non-occupational disability coverage is designed for 
 
 
Answer: 
Employees who suffer non work related disabilities, since work related disabilities are covered by workers compensation 
 
 
 
Q: A policy of adhesion can only be modified by whom 
 
 
Answer: 
The insurance company 
 
 
 
Q: G is an acc...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions well answered rated A+
- Exam (elaborations) • 22 pages • 2024
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 QuestionsThe Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - correct answer insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - correct answer cancelable 
The renewa...
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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions and Answers 2024 with complete solution
- Exam (elaborations) • 65 pages • 2024
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Xcel Testing Solutions-Louisiana Life and Health Exam 
Simulator - 200 Questions and Answers 2024 with 
complete solution 
Which dividend option would an insurer invest the policy owner's money and add any interest 
earnings as the dividends accrue? 
-Accumulation at Interest Option 
-Cash Dividend Option 
-Paid-Up Additions Option 
-One-Year Term Dividend Option - Answer ️️ -The Accumulation at Interest Option - 
invests the policy owner's money and adds interest earnings to the initial a...
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AMCA Certification Exam 2023-2024 Questions and Answers 100% Correct
- Exam (elaborations) • 14 pages • 2023
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AMCA Certification Exam Questions and Answers 100% CorrectAMCA Certification Exam Questions and Answers 100% CorrectAMCA Certification Exam Questions and Answers 100% CorrectAMCA Certification Exam Questions and Answers 100% Correct 
Empathy - ANSWER-Having an understanding and compassion for what the patient may be experiencing 
 
Established Patient - ANSWER-Has been seen by the physician within 3 years 
 
New Patient - ANSWER-Hasn't been to the physician in 3 years 
 
CMS - ANSWER-Center...
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XCEL SOLUTIONS - FINAL EXAM
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K has a life insurance policy where her husband is beneficiary and her daughter is contingent beneficiary. Under the Common Disaster clause, if K and her husband are both killed in an automobile accident, where would the death proceeds be directed? - Answer-Daughter 
 
When is a Group Health policy required to provide coverage for a newborn child? - Answer-At the moment of birth 
 
What is the required renewability status of all Medicare supplement policies? - Answer-Guaranteed renewable 
 
Who ...
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Comprehensive Final Certification Exam: Illinois Health Insurance (Xcel Solutions) Questions with 100% Correct Answers | Verified | Latest Update
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Which type of long-term care benefit would be most appropriate for a stroke victim who requires 
speech therapy administered at her home? - home health care 
Jennifer is required to pay a specific sum out of pocket before any benefits are paid in a year. Her 
health policy most likely contains a(n) - deductible 
When a producer submits an insurance applicaton, the application is REQUIRED to contain the 
producer's - name and address 
Which of these provisions is required under an inidvidual Acc...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 ACTUAL EXAM 500 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
- Exam (elaborations) • 30 pages • 2023
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Xcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 ACTUAL 
EXAM 500 QUESTIONS AND CORRECT 
ANSWERS (VERIFIED ANSWERS) |ALREADY 
GRADED A+ 
The Do Not Call Registry offers exemptions for calls placed from all of the 
following EXCEPT - CORRECT ANSWER insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The 
Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that the 
policy has be...
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PSI Insurance Exam Questions and Answers Latest 2024
- Exam (elaborations) • 27 pages • 2024
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What must the policy summary in a life insurance policy include?1. conditional 
receipt and the insurer's home office address2. reserve deposits.3. the name and 
address of the insurance agent or broker4. definition of replacement. 
the name and address of the insurance agent or broker 
Which of the following statements is CORRECT about Medicare Supplement 
Insurance?1. An agent must provide an outline of coverage to an insured at the 
time of policy delivery.2. If an applicant has an existing ...
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XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM- [150 ]QUESTIONS AND ANSWERS
- Exam (elaborations) • 17 pages • 2024
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XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM- [150 ]QUESTIONS AND ANSWERS 
 
 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - cancelable 
The renewability ...
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