Homeowners Study guides, Class notes & Summaries
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CIC – Homeowners UPDATED Exam Questions and CORRECT Answers
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CIC – Homeowners UPDATED Exam 
Questions and CORRECT Answers 
To protect a non-resident owner - Ans What is the Residence premises Endorsement used for 
(Additional insured)? 
Coverage A and B. Coverage E and F. - Ans What coverage is provided for Additional 
Insured? 
used to protect the person's insurable interest in the residence premises. - Ans What is the 
Residence Premises Endorsement used for (Additional Interests)?
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AINS 101 Questions With 100% Accurate Review Solution Answers 2023-2024
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AINS 101 Questions With 100% Accurate Review Solution Answers 
 
Which of the following is an example of a legal requirement for individuals that could be met through 
insurance? 
a. contributing to the growth of the organization 
b. paying for losses 
c. obtaining personal auto insurance 
d. providing a source of investment funds - ANS-c. obtaining personal auto insurance 
A fire destroys the kitchen in Rob and Laurie's home. Which insurance policy would provide coverage for 
the damage? 
a...
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HUD Exam- Homeownership (Questions and Answers) Latest 2024
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HUD Exam- Homeownership (Questions and Answers) Latest 2024
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HOMEOWNERS POLICY EXAM QUESTIONS AND ANSWERS 2024
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What type of coverage does a homeowners policy include that a dwelling policy does not? 
Liability 
 
 
 
What is the maximum number of boarders per unit that would be allowed in the homeowners policy? 
2 
 
 
 
Under Section I, homeowners insurance must include 
Property Coverage 
 
 
 
Which of the following losses would be covered by an unendorsed homeowners policy? 
 
A. Theft in a structure under construction 
 
B. Collapse caused by earthquake 
 
C. Fire or lightning 
 
D. Faulty or defect...
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HUD Exam- Homeownership Questions and Answers 100% Pass
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HUD Exam- Homeownership Questions and 
Answers 100% Pass 
Which factor is best for housing counselors to use when determining how much a client 
can afford to spend on purchasing a home? 
A. Debt to-income ratios 
B. Annual gross income 
C. Savings 
D. Options A, B, C 
E. None of the above - Correct Answer ️️ -D. Options A, B, and C 
A person or company that makes loans for real estate purchases. "Loan officer" is a 
related term that refers to a representative of a lending or mortgage com...
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CISR: Homeowners questions with correct answers
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Section I Property Coverages CORRECT ANSWER-The two major sections of the Homeowners policy are ___________________ & Section II Personal Liability 
 
Package Policy; a Residence CORRECT ANSWER-Combining these two sections provides a ______________________ used to insure loss exposures related to owning, occupying and maintaining ________________________ 
 
HO 6 Unit Owners Form CORRECT ANSWER-Which type of homeowners policy is appropriate for a condominium owner seeking insurance for both struc...
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Connecticut Casualty Adjuster for All Lines Questions and Answers Already Passed
- Exam (elaborations) • 107 pages • 2024
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Connecticut Casualty Adjuster for All Lines Questions and Answers Already Passed 
Which of the following professional liability policies would also cover bodily injury damages? Architects and Engineers E&O Insurance agents E&O Lawyers E&O Fiduciary Legal Liability Architects and Engineers E&O 
A person, firm, or corporation that, for compensation, acts on behalf of an insured in negotiating the settlement of certain claims for loss or damage to property is known as a/an: independent adjuster spe...
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Louisiana Property & Casualty Insurance Course Exam Already Passed!!
- Exam (elaborations) • 17 pages • 2023
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Which One Of The Following Is NOT A Possible Defense Against Negligence? 
 
A. Statue Of Limitations 
B. Doctrine Of Reasonable Expectation 
C. Intervening Cause 
D. Comparative Negligence - ANSWERSDoctrine Of Reasonable Expectation 
 
What Is A Hazard? - ANSWERSAn Increase In The Possibility That A Loss Might Occur. 
 
The Purpose Of Insurance Is To____________ - ANSWERSTransfer Risk From A Person, Business Or Organization To An Insurance Company. 
 
The Type Of Insurance Company In Which The...
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State Farm License - Homeowner and Auto policies exam 2023/2024 with 100% correct answers
- Exam (elaborations) • 19 pages • 2023
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What are the parts and sections in HP policy? - correct answer Section I: Property Coverages 
Coverage A - Dwelling 
Coverage B - Other structures 
Coverage C - Personal Property 
Coverage D - Loss of Use 
Deductible: at least $250 
 
Section II: Liability Coverages 
Coverage E - Personal Liability 
Coverage F - Medical Payment to Others 
No Deductible 
 
name insured - correct answer person named on the Dec page and their spouse, if a resident of the same household 
 
insured - correct ans...
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West Virginia Insurance Property & Casualty Exam | 200 Questions with 100% Correct Answers | Verified | Latest Update 2024
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a domestic user will be examined by the commissioner at least once every ___ - 5 years. 
an insurance company owned by its policyholder is known as ___ - mutual insurance company. 
an insurance company headquartered in ohio, conducting business with west virginia is know as ___ - 
foreign insurer. 
agent wilson strikes a deal with his client: if the client agree to purchase homeowners insurance from 
agent wilson, wilson will waive the clients first premium payment. wilson is guilty of ___ - reb...
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