Financial Counseling Certification Program (FiCEP)Bundle Set

Which cycle describes members who are just surviving and living paycheck to paycheck? - Answer Earn/Spend/Earn/Spend Financial counselors who don't use what they know about hemispheric thinking may fall into the trap of: - Answer Presenting information to a member in a manner that might not ...

What are the housing market conditions that can indicate a real estate "bubble"? - Answer Housing values are rising faster than consumer income What five sources influence most consumers' financial practices? - Answer Parents, Lenders, learned patterns, creditors, society/peers What is ...

Money avoidance is the idea that money is evil or ______________ - Answer undeserved The idea that money is the way to solve all a member's problems is money ______________ - Answer worship Money ____________ is the member's belief that wealth is tied to self-worth. Money is seen as a me...

Select the statement that correctly describes a progressive tax. - Answer A progressive tax requires people to pay more as they earn more. What is the name of the organization that offers free tax assistance to taxpayers age 60 or older, those with disabilities or special needs, or who qualify ...

operating costs - Answer A tax is defined as a contribution that supports the _____ of a government. progressive - Answer A _____ tax requires a taxpayer to pay more tax as their income increases. (Federal and state income taxes are examples) regressive - Answer A _____ tax charges the s...

people who have gambled in their lifetimes, in the past year - Answer 85%, 66% learning financial attitudes from parents is known as - Answer modeling consumers who want it "now vs later" are at the greatest risk of - Answer spending more than they can afford if a member thinks of a...