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Unit 3 Personal Business & Finance January 2023 exam prep ( types of insurances) £6.29   Add to cart
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Unit 3 Personal Business & Finance January 2023 exam prep ( types of insurances)
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Unit 3 Personal Business & Finance January 2023 exam prep ( types of insurances) This document contains types of insurances that can be used in your exam.

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  • January 13, 2023
  • 2
  • 2022/2023
  • Other
  • Unknown

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TRAVEL INSURANCE

Travel insurance is a plan you purchase that protects you from certain financial
risks and losses that can occur while traveling. These losses can be minor, like a
delayed suitcase, or significant, like a last-minute trip cancellation or a medical
emergency overseas.

● Personal accident covers in case of permanent disability/death during the time
of travel.
● Coverage for issues related to personal possession or baggage loss during
the course of the travel.
● Coverage for loss of passports and other important documents.



Pet insurance

Pet Insurance is a product that is suitable for cat and dog owners and is designed
to cover the cost of veterinary fees for injury only and cover for your legal liability.
Treatment for your pet if it suffers illness, injury or disease. The purchase price if
your pet dies due to an accidental injury.

● helps you cover the cost of veterinary treatment if your pet falls ill or gets
injured.
● Pet insurance providers will also usually pay out if your pet dies, is lost or
stolen, harms someone or damages property.

Health insurance
Health insurance, often called private medical insurance, is an insurance policy
that covers the costs of private healthcare, from diagnosis to treatment. You will
pay a monthly subscription that covers all or some of the cost of treatment for
acute conditions that develop after your health insurance policy has begun.
● Financial protection to individuals with catastrophic health events.
● Negotiating health services.
● Enhancing and ensuring the quality of clinicians and hospitals

Life insurance

Life insurance enables individuals to protect themselves and their families, in
case of any unfortunate happening in the life of the insurer.
● Features an investment component.
● Flexible premium payments
● Pay-out on death or on maturity

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