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unit 31 assignment 3

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Essay of 4 pages for the course Unit 31 - Effective Management of Personal Debt at PEARSON (distinction)

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  • February 10, 2023
  • 4
  • 2022/2023
  • Essay
  • Unknown
  • A
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kj2013
Seema Personal Budget Template TASK 1A

January
£


Step 1 Income Section [A]
Details 'Money In' e.g. from wages/salaries from paid
employment to help pay bills and enjoy life
Salary £1,533

Sub-Total £1,533


Expenses "Money Out" [B to E]
If only life were free! Sadly, we all have living expenses
which are bills we must pay, these can be broken down
into categories as per the below


Living Costs [B]
The cost of living is the amount of money needed to
cover basic expenses such as housing and food
Step 2 Grocery/Food £0

Rent £240

Council Tax £0

TV Licence £0

Broadband - TV, Phone, Internet £0

Utilities - Gas & Electricity £0

Utilities - Water £0

Sub-Total £240 16%

Healthcare Costs [C]
The cost of basic Health and Personal Care related
Costs
Step 3 Opticians - Contact Lens Subscription £25

Optician Check Up - May
Dentist Check Up - December

Sub-Total £25 2%

Transport Costs [D]
The cost of getting from A to B
Step 4 Train Pass £63

Sub-Total £63 4%
Descressionary Costs [E]
The cost of having the 'nicer' things in life as little
luxuries
Step 5 Mobile Phone - Handset, Tariff for Talk, text, data £55

Gym £70

Socialising £250

Sub-Total £375 24%


Step 6 Grand Total Expenses [F] £703
[B+C+D+E]

Step 7 Typical Net Cashflow [A-F] £830 54%

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