Exam (elaborations)
PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL DAMAGE |83 QUESTIONS AND ANSWERS
- Module
- NEW YORK DAMAGE APPRAISERS
- Institution
- Oxford University (OX)
PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL DAMAGE |83 QUESTIONS AND ANSWERS
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PA APPRAISAL LICENSE 16-20 AUTOPHYSICAL DAMAGE 83 QUESTIONS
AND ANSWERS
In PA, a consumer reporting agency may list all of the following information about a consumer
EXCEPT: - answer Medical Information
The device that synchronizes the spark plug firing sequence is: - answer Camshaft Sensor
If an insured fail to report a claim in a timely fashion the adjuster will usually: - answer Send the
insured a reservation of rights letter
When using a dedicated bench fixture to measure a unibody with front-end damage, where
should fixtures be placed? - answer Fixtures should be placed in the damaged area to check fit
up to the jig.
Vehicle name plates such as Grand Prix SE are only available through the dealership and are
purchased in what way? - answer Nameplates are not available aftermarket and are usually
purchased from the dealer on a per item basis
Under Pennsylvania law, which of the following is true regarding the replacement of a damaged
double hood latch?:
It may be replaced with any working latch system from a salvage yard.
It must be replaced with any new hood latch system.
It must be replaced with a double latch system.
It may be replaced with a single hood latch system. - answer It must be replaced with a double
latch system. is correct.
,Technician A says that damaged structural sheet metal should be removed before any pulling
and straightening is performed. Technician B says that damaged structural metal should remain
to be used for pulling attachment areas. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - answer Technician B only
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves - answer Controller
If an insured fails to report a claim in a timely fashion, the adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney - answer Send the insured a reservation of rights
letter..
If an auto appraiser uses the actual cost method to determine a vehicle's value, which of the
following is not a factor?:
The location of the vehicle of like kind and quality
,The salvage value of the damaged vehicle
The actual cost of an available vehicle in similar condition to or better than the motor vehicle
being appraised
The vehicle being appraised is similar to the damaged vehicle in its pre-damaged condition -
answer The salvage value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A says to use a cutting torch to make the
final cut line. Technician B says to use a cut-off wheel or saw to make the final cut. Who is right?
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - answer Technician B only
Which of the following coverages is included as "no-fault" coverage on the standardized
Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. - answer Medical Payments and Physical Damage
Following the payment of an automobile claim, the salvaged property becomes the property of:
The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the claim payment to the insured - answer
The insurer
, A car has adjustable door hinges. There is a significant gap at the top of the front top and the
bottom as well between the front fender and the windshield support column of the door.
Technician A says the gap can be adjusted by repositioning the hinges. Technician B says the gap
can be adjusted by shimming the hinges. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technicians are correct - answer Technician A only
Driver 1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
The extent of the bodily injury will not be known for six months. How should the adjuster on
this claim pay damages for Driver 2?
Pay all damage to date, provide a full and final release has been signed by Driver 2.
Pay nothing until total of all damages has been determined.
Pay the property damage and rental car expense and settle the bodily injury at a later time.
None of the responses listed are correct. - answer Pay the property damage and rental car
expense and settle the bodily injury at a later time..
Which of the following would not have an insurable interest in a covered vehicle?:
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