AARP MEDICARE SUPPLEMENT
INSURANCE PLANS CERTIFICATION
TEST WITH 100% CORRECT ANSWERS
AARP an its affiliates are not - answer insurers
med sup plans cover some or all OOP expenses for medicare eligible care such as - answer
medicare coinsurance
copayments
deductibles
before enrolling your consumer, make sure you have presented and the consumer - answer
understands ALL COSTS associated with the plan
what is helpful for explaining costs to the consumer - answer the enrollment kit
who regulates med sup insurance - answer each states department of insurance
_____ automatically update to match annual changes to original medicare coinsurance,
copayments, and deductibles - answer plan benefits
are med sup plans available all year round? - answer yes
if leaving a MA plan for a med sup plan, disenrollment is NOT what? - answer automatic
to disenroll, the consumer must contact who and join what - answer must contact the MA
carrier or join a part D plan ( PDP)
, what happens if the insured member cancels within 30 days after coverage begins? - answer
premiums are refunded less any claims paid
What does MACRA stand for? - answer Medicare Access and CHIP Reauthorization Act of 2015
When does the new MACRA legislation go into effect? - answer jan 1st 2020 and it affects a
consumer's qability to enroll in plans C and F
Consumers eligible for Medicare Part A before janurary 1, 2020 - answer can enroll in plans C
and F even after jan 1st 2020 and can keep their plans as long as they choose
Consumers newly eligible for Medicare Part A on or after jan 1, 2020 - answer will NOT be able
to purchase Medicare sup insurance Plans C or F
Consumers already enrolled in plans C or F do NOT need to - answer take any action and they
can keep the plan they have if they choose
to be eligible for med sup insurance, a consumer must: - answer be enrolled in Medicare parts A
and B at the time of the plans effective date
Be a resident of the state in which he/she is applying for coverage ( usually residency is defined
as the location where the consumer files their tax return)
be age 65 or older ( some states require insurers to offer coverage for medicare beneficiaries
under age 65)
A consumer may NOT be eligible for Med sup insurance for various reason, including but not
limited to the following: - answer consumer does not qualify for med sup open enrollment or
guaranteed issue and does not pass medical underwriting
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