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AHIP FINAL EXAM 2022/2023 UPDATED VERSION QUESTIONS AND 100%CORRECT ANSWERS+ ELABORATIONS £14.81
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AHIP FINAL EXAM 2022/2023 UPDATED VERSION QUESTIONS AND 100%CORRECT ANSWERS+ ELABORATIONS
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AHIP FINAL EXAM 2022/2023 UPDATED VERSION QUESTIONS AND 100%CORRECT ANSWERS+ ELABORATIONS

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  • December 7, 2023
  • 26
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

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  • ahip final exam updated
  • ahip final exam updated version question
  • ahip final exam updated version

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AHIP FINAL EXAM 2022/2023 U PDATED VERSION QUESTIONS AND 100%COR RECT ANSWERS+ ELABORATIONS Mr. Davies is turning 65 next month. He would like to enroll in a Medicare health plan, but does not want to be l imited in terms of where he obtains his care. What should you tell him about how a Medicare Cost Plan might fit his needs? ----CORRECT ANSWER --
-a. Cost plan enrollees can choose to receive Medicare covered services under the plan's benefits by going to pla n network providers and paying plan cost sharing, or may receive services from non -network providers and pay cost -sharing due under Original Medicare. b. Ms. Lopez is considered a marketing representative of BestCare and thus is obligated to comply with C MS marketing requirements, including those regarding using only approved call scripts. ----CORRECT ANSWER ---Ms. Lopez is an independent agent under contract with MarketCo, a third -party marketing organization. MarketCo has a contract with BestCare health p lan, a Medicare Advantage (MA) organization, to offer marketing services through its contracted agents and agencies. Ms. Lopez returns calls to individuals who contact MarketCo in response to its mailers promoting BestCare health plan. Which of the followi ng best describes the responsibilities of Ms. Lopez? a. Ms. Lopez is considered a marketing representative of BestCare but is exempt from the marketing rules regarding approved call scripts because she works directly for MarketCo. b. Ms. Lopez is consid ered a marketing representative of BestCare and thus is obligated to comply with CMS marketing requirements, including those regarding using only approved call scripts. c. Ms. Lopez no longer needs to be concerned about state licensure since she is market ing an MA product subject to federal rules. d. Ms. Lopez needs to maintain state licensure, but because she is working for a third -
party marketing organization she is exempt from CMS training requirements that apply to BestCare captive agents. Mr. Edwar ds, a marketing representative of the ACME Insurance Company, scheduled a marketing event and expects about 40 people to attend. He has hired a magician at a cost of $200 to entertain attendees. Can he do this in a way that complies with guidance from the Medicare agency? ----CORRECT ANSWER ---a. He can do this because the estimated number of attendees is based on the venue size and response rate and the value of the gift does not exceed $15. Mrs. Ramos is considering a Medicare Advantage PPO and has questi ons about which providers she can go to for her health care. What should you tell her? ----CORRECT ANSWER ---b. Mrs. Ramos can obtain care from any provider who participates in Original Medicare, but generally will have a higher cost -sharing amount if she s ees a provider who/that is not a part of the PPO network. Julia Harris is turning 66 in July, at which time she will retire. She has contacted your office and requested a meeting so that she can learn about Medicare and the products you represent. How sho uld you respond? ----CORRECT ANSWER ---c. Tell Julia that you will meet with her to explain Medicare and should she be interested you can accept and submit an enrollment request, since this is an initial enrollment qualifying her for a special enrollment pe riod. Mr. Rivera has Qualified Medicare Beneficiary (QMB) eligibility and is thus covered by both Medicare and Medicaid. He decides to enroll in a Medicare Advantage (MA) PPO plan. Later he sees an out -of-network doctor to receive a Medicare covered service. How much The doctor may only collect from Mr. Rivera the cost sharing allowable under the state's Medicaid program.may the doctor collect from Mr. Rivera? ----CORRECT ANSWER ---The doctor may only collect from Mr. Rivera the cost sharing allowable under the st ate's Medicaid program. During a sales presentation in Ms. Sullivan's home, she tells you that she has heard about a type of Medicare health plan known as Private Fee -for-Service (PFFS). She wants to know if this would be available to her. What should you tell her about PFFS plans? ----CORRECT ANSWER --- Choose one answer. ----CORRECT ANSWER --- ----CORRECT ANSWER ---a. A PFFS plan is a type of Medicare Supplement plan and she may enroll in one if it is available in her area. ----CORRECT ANSWER ---b. A PF FS plan is exactly the same as Original Medicare, only offered by a private entity and she may enroll in one if it is available in her area. ----CORRECT ANSWER ---c. PFFS plans are designed to cover only prescription drugs and if that is the type of cover age she wants, she may enroll in one if it is available in her area. ----CORRECT ANSWER ---d. A PFFS plan is one of the various types of Medicare Advantage plans offered by private entities and she may enroll in one if it is available in her area. Questi on8 ----CORRECT ANSWER --- Marks: 1 ----CORRECT ANSWER --- During an appointment scheduled to discuss a Medicare Advantage Prescription Drug plan (MA -PD), Mr. Peters asked his agent to describe a stand -alone prescription drug plan (Part D plan) that his ne ighbor told him about. What should his agent do? ----
CORRECT ANSWER --- Choose one answer. ----CORRECT ANSWER --- ----CORRECT ANSWER ---a. Since Mr. Peters requested a description of the Part D plan, his agent must leave the Part D plan brochure, but not a n enrollment form, and would have to schedule another appointment after at least 48 hours have passed to discuss the Part D plan with Mr. Peters. ----CORRECT ANSWER ---b. Since Mr. Peters requested a description of the Part D plan, his agent must have Mr. Peters sign a new scope of appointment form that includes Part D, and then the agent may discuss the Part D plan so Mr. Peters can compare plans and make an informed enrollment choice during the appointment. ----CORRECT ANSWER ---c. Since Mr. Peters requ ested a description of the Part D plan, his agent must inform Mr. Peters that he can only sign up for the MA -PD plan and cannot receive a brochure or any other information about the Part D plan now because he did not agree in advance to discuss that plan ----CORRECT ANSWER ---d. Since Mr. Peters requested a description of the Part D plan, his agent must discuss both the Part D and the MA -PD plans and return after at least 48 hours to complete the Part D plan enrollment form with Mr. Peters. Question9 ----CORRECT ANSWER --- Marks: 1 ----CORRECT ANSWER --- Mr. Torres has a small savings account. He would like to pay for his monthly Part D premiums with an automatic monthly withdrawal from his savings account until it is exhausted, and then have his premiums withheld from his Social Security check. What should you tell him? ----CORRECT ANSWER --- Choose one answer. ----CORRECT ANSWER --- ----CORRECT ANSWER ---a. In general, he must select a single Part D premium payment mechanism that will be use d throughout the year. ----CORRECT ANSWER ---b. As long as he fills out the paperwork to begin withholding from his Social Security check at least 63 days before such withholding should begin, he can change his method of Part D premium payment and withhol ding will begin the month after his savings account is exhausted.

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