Exam (elaborations)
fred loya test
- Module
- A level Biology
- Institution
- A Level Biology
Exam of 3 pages for the course A level Biology at A level Biology (fred loya test)
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fred loya testwater damage as a result of fire fighters putting out a fire - correct answer-example of a
direct cause would be
declaration page - correct answer-this can be found on a schedule part of an insurance
agreement
domestic - correct answer-an insurance agency that conducts business in its home state is
known as
alien - correct answer-if a texas insurance company is set up to business in a foreign country
it is known as
license fees - correct answer-these all fall under ethics except
a certificate of authority - correct answer-in order for a foreign agency to practice insurance
in this state they must have
an appointment from an insurer - correct answer-the commissioner may issue a temporary
license with
an insured who refers people to the company for no fee - correct answer-who is not required
to obtain a license
always have stocks that pay dividends - correct answer-stock companies do not
policy holders - correct answer-mutual policies are owned by
enforces the insurance laws - correct answer-the commissioner
5 years - correct answer-the commissioner has to review all domestic insurance policies no
later
indefinite - correct answer-once an agent makes an appointment it is good for a period not to
exceed
a person who makes a false claim on a policy - correct answer-this is an example of
insurance fraud
expressed - correct answer-if an agent is told that he can do something that is not in his
duties he is operating under the power of
to give consumers a fair credit report - correct answer-the fair credit reporting act is set up so
that
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