Pearson Vue State Health Insurance Practice Exam Verified Answers
1. What is the exception to passing the licensing examination for a temporary insurance producer's
license?
A. Being a deceased licensed producer's next of kin
B. Taking insurance courses at a university
C. Meeting the mini...
Pearson Vue State Health Insurance Practice Exam Verified Answers
1. What is the exception to passing the licensing examination for a temporary insurance producer's
license?
A. Being a deceased licensed producer's next of kin
B. Taking insurance courses at a university
C. Meeting the minimum experience requirement
D. Holding a license in another state
**Correct answer:** A. Being a deceased licensed producer's next of kin
2. Who is exempt from being considered controlled business for an insurance producer?
A. Relatives
B. Employees
C. Neighbors
D. Spouse
**Correct answer:** C. Neighbors
3. What document must an insurance producer provide to an applicant when taking an application for a
Medicare Supplement policy?
A. Outline of Coverage
B. Sample policy
C. Copy of Medicare handbook
D. Copy of insurer's annual report
**Correct answer:** A. Outline of Coverage
, 4. What must an insurer operating in a state do?
A. Operate under an advisory board
B. Operate under a resident board of directors
C. Obtain a certificate of authority
D. File articles of incorporation with the Secretary of State
**Correct answer:** C. Obtain a certificate of authority
5. Which statement is prohibited in A & H insurance advertisements?
A. This is an introductory offer.
B. This plan is accredited by an agency of the federal government.
C. The amount of benefits provided depends upon the plan selected.
D. Coverage will continue as long as premiums are paid and the plan remains in force.
**Correct answer:** B. This plan is accredited by an agency of the federal government.
6. Under a group health policy, what option does an employee who has been terminated for cause have
regarding their coverage?
A. Convert to an individual policy by providing evidence of insurability.
B. Convert to an individual policy without providing evidence of insurability.
C. Continue the group coverage by providing evidence of insurability.
D. Continue the group coverage by paying the required premium.
**Correct answer:** D. Continue the group coverage by paying the required premium
The Insurance Commissioner may revoke or suspend a producer's license if the producer:
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