Module 1 AHIP Verified Answers
Question 1: Ms. Henderson believes she'll qualify for Medicare without paying premiums since she's
worked for 40 years and paid Medicare taxes. What should you tell her?
Answer: While she may have paid Medicare taxes, she'll still need to pay a standard monthly ...
Module 1 AHIP Verified Answers
Question 1: Ms. Henderson believes she'll qualify for Medicare without paying premiums since she's
worked for 40 years and paid Medicare taxes. What should you tell her?
Answer: While she may have paid Medicare taxes, she'll still need to pay a standard monthly premium
for Part B coverage.
Question 2: Mr. Patel is planning his retirement budget and wants to know about hospitalization costs
under Original Medicare. What can you tell him?
Answer: Under Original Medicare, there's a single deductible for the first 60 days of hospitalization,
followed by a per-day coinsurance amount through day 90. After day 90, he'll pay a daily amount up to
60 days over his lifetime.
Question 3: Juan Perez is turning 65 and plans to continue working. Will he be entitled to Medicare, and
how will it impact his employer-sponsored healthcare coverage?
Answer: Juan will likely be eligible for Medicare at age 65, and if he enrolls, Medicare will become the
primary payor of his healthcare claims, ending his employer-sponsored coverage.
Question 4: Agent John Miller is meeting with Jerry Smith, who has a Medigap plan without drug
benefits. What advice should John give him?
Answer: John should advise Jerry to consider adding a standalone Part D prescription drug coverage
policy to his existing coverage.
Question 5: Mrs. Peña is retiring soon and wants to know about enrolling in Part B. What can you tell
her?
Answer: She can enroll in Part B during her special eight-month enrollment period after the last month
on her employer plan, which differs from the standard general enrollment period.
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