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Exam (elaborations)

AHIP Module 1 Complete Answers

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AHIP Module 1 Complete Answers Question 1: Mrs. Chen, a 65-year-old citizen, is concerned she won't qualify for Part A coverage due to not being born in the United States. What should you tell her? Answer: As a citizen over age 65, Mrs. Chen is likely to be covered under Part A by virtue of h...

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  • July 19, 2024
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  • 2023/2024
  • Exam (elaborations)
  • Questions & answers
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AHIP Module 1 Complete Answers
Question 1: Mrs. Chen, a 65-year-old citizen, is concerned she won't qualify for Part A coverage due to
not being born in the United States. What should you tell her?



Answer: As a citizen over age 65, Mrs. Chen is likely to be covered under Part A by virtue of having paid
Medicare taxes while working, although some may be covered by paying monthly premiums.



Question 2: What impact will the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) have
on Medigap plans?



Answer: Starting January 1, 2020, the Part B deductible will no longer be covered for individuals newly
eligible for Medicare.



Question 3: Mrs. Moore is concerned that her high income will make it impossible for her to qualify for
Medicare. What can you tell her?



Answer: Medicare is a program for people age 65 or older and those under age 65 with certain
disabilities, end-stage renal disease, and Lou Gehrig's disease, so Mrs. Moore will be eligible for
Medicare.



Question 4: Mrs. Turner is comparing her employer's retiree insurance to Original Medicare and wants
to know which services Original Medicare covers. What can you tell her?



Answer: Original Medicare covers ambulance services if the appropriate criteria are met.



Question 5: Mr. Wu has limited financial resources and failed to qualify for the Part D low-income
subsidy. Where might he turn for help with his prescription drug costs?



Answer: Mr. Wu may still qualify for help in paying Part D costs through his State Pharmaceutical
Assistance Program.

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