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Module 1- Final Review Complete Answers

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Module 1- Final Review Complete Answers Question 1: Mr. Moy wants to understand what Medicare Supplemental Insurance (Medigap) covers, as his healthcare needs differ from his wife's. What can you tell him? Answer: Medigap helps cover Part A and Part B cost-sharing in Original Medicare, as wel...

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  • July 19, 2024
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  • 2023/2024
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Module 1- Final Review Complete Answers
Question 1: Mr. Moy wants to understand what Medicare Supplemental Insurance (Medigap) covers, as
his healthcare needs differ from his wife's. What can you tell him?



Answer: Medigap helps cover Part A and Part B cost-sharing in Original Medicare, as well as possibly
some services that Medicare doesn't cover.



Question 2: Mr. Schmidt is planning for retirement and wants to know what's covered under Original
Fee-for-Service (FFS) Medicare. What can you tell him?



Answer: Part A and Part B are covered under Original Medicare, including hospital, skilled nursing
facility, hospice, and home health services, as well as professional services from doctors.



Question 3: Anita Magri is turning 65 and wants to enroll in a Medigap plan. Her neighbor Mel has told
her about Medigap Plan F. What should you tell her?



Answer: You should tell Anita that Medigap Plan F is no longer available to those who turn age 65 after
January 1, 2020. Instead, she can consider other Medigap plans that offer foreign travel benefits but do
not cover the Part B deductible.



Question 4: Juan Perez is turning 65 and working for Smallcap, Incorporated. He's wondering if he'll be
entitled to Medicare and how it will impact his employer-sponsored healthcare coverage. How would
you respond?



Answer: You should tell Juan that he'll be eligible for Medicare once he turns 65, and if he enrolls,
Medicare will become the primary payer of his healthcare claims, and Smallcap won't have to continue
offering him coverage comparable to those under 65 under its employer-sponsored group health plan.



Mrs. Quinn recently turned 66 and decided after many years of work to begin receiving Social Security
benefits. Shortly thereafter Mrs. Quinn received a letter informing her that she has been automatically
enrolled in Medicare Part B. She wants to understand what this means. What should you tell Mrs.
Quinn?

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