Ficep Exam Questions And Answers | Complete Solutions Graded A+ 2024/2025 Which cycle describes members who are just surviving and living paycheck to paycheck? Earn/Spend/Earn/Spend Financial counselors who don't use what they know about hemispheric thinking may fall into the trap of: Presenting in...
Which cycle describes members who are just surviving and living paycheck to paycheck? -
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r ANS-Earn/Spend/Earn/Spend
Financial counselors who don't use what they know about hemispheric thinking may fall
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r into the trap of: - ANS-Presenting information to a member in a manner that might not be
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r the best way to communicate
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Using a hard approach, rather than a soft approach, with members: - ANS-Communicates in
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r an orderly, specific, and straight-forward way
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The Johari Window describes four zones. When working with a member, the Hidden Zone
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r represents: - ANS-Information that is known to the member and not the counselor
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Which type of counseling should a consumer use when a member is preparing for a large
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r purchase? - ANS-Preventive r r
What is NOT a vital counselor skill? - ANS-Asking close-ended questions
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An example of pacing is when a counselor: - ANS-Matches the member's energy level
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, What is NOT a step in the change process? - ANS-Not revising the plan
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What decision making tool is best to use when considering all forces in favor or against a
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r plan so decision can be made? - ANS-Force-field analysis
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What is the first step of the counseling process? - ANS-Collect member data
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It is best to divide a budget into which cycle? - ANS-Monthly
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What provides a credit history including debt repayment practices for an individual? - ANS-
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Credit report r
When discussing a member's budget analysis, build in assumptions and adjustments to
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r make sure the process allows for a... - ANS-12-month cycle
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What is not a step that will reduce debt? - ANS-Borrowing money from payday lenders
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Increasing a monthly payment beyond the minimum required by the credit issuer is known
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r as: - ANS-Paying more on the principal
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One advantage of leasing a car is: - ANS-Locked into a contract
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