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THE ACA-exam 4 questions and answers graded A+ passed
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THE ACA-exam 4 questions and answers graded A+ passed
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THE ACA-exam 4What two bills were passed in March 2010? - correct answer ✔✔1. Patient Protection and Affordable
Care Act
2. Health Care and Education Reconciliation Act
both of these are collectively known as the ACA or "Obamacare"
What does the ACA say about private insurance? - correct answer ✔✔-cannot deny coverage or charge
based on pre existing conditions
-no lifetime limits on coverage (no matter how much they pay, they have to keep paying)
-young adults up to age 26 can remain as dependents on parent's plan
-must cover certain preventive health care with no cost sharing
What is the individual mandate (2014) for the uninsured? - correct answer ✔✔-all individuals must have
health coverage or pay tax penalty
-the tax penalty started small but has gradually increased to 2.5% of your total income
Why were insurance exchanges established? - correct answer ✔✔as an online marketplace for the
uninsured to purchase competitive coverage
-premium subsidies available to people with incomes up to 400% of the FPL
What do subsidies help share? - correct answer ✔✔costs between the government and the individual
What are insurance exchanges? - correct answer ✔✔how people get insurance if they do not have
insurance through their employers
What is the ACA employer mandate? (2015) - correct answer ✔✔employers with 50+ employees must
offer health insurance or pay tax penalties
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