Texas All-Lines Adjuster course Final Exam Questions and Answers | Latest Update
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Module
Adjuster
Institution
Adjuster
A severe thunderstorm damaged a policyholder's residence. He called and asked how long
it would be before he receives payment for his claim. Which of the following would NOT
be an appropriate response?
We have 6 months to reach a final settlement with you.
Janelle has just graduated college ...
Texas All-Lines Adjuster course Final
Exam Questions and Answers | Latest
Update
A severe thunderstorm damaged a policyholder's residence. He called and asked how long
it would be before he receives payment for his claim. Which of the following would NOT
be an appropriate response?
✓ We have 6 months to reach a final settlement with you.
Janelle has just graduated college and is interested in becoming an adjuster. she would like to
be able to handle any type of claim. The most comprehensive type of license would be:
✓ All-Lines
Jack and Rebecca own a vacation home on Galveston Island which they have insured under
an HO-3 policy. After a week long winter ski trip to Aspen, they return home to find their
house burglarized and their 50" TV, computer equipment, jewelry, a valuable gun collection
and some fishing equipment stolen. How would their HO-3 policy respond to this loss?
✓ The entire theft loss would be covered under Coverage C. subject the
Garrett wants a Texas All Lines Adjuster's license. Which of the following actions will be
necessary for Garrett to secure such a license?
✓ Pass a state qualifying exam or pre -licensing course that is certified by
the Texas Department of Insurance that includes an approved,
comprehensive final examination of 150 questions, and att ach the
Certificate of Completion to an application for licensure.
The DP.3 Dwelling form is an "Open Risk" policy. This means that:
✓ All risks of direct physical loss are covered unless they are excluded
Assume your home caught fire due to a faulty electrical device. and one month after the fire
you receive a bill from the fire department for $450.00 for responding to the fire. Would
this be paid under your homeowner's policy?
✓ Yes. It is called Fire Department Service Charge and is an Addition al
Coverage provided under the policy, limited to $500.
Generally, if an employee suffers an occupational injury and accepts workers' compensation
benefits, he or she:
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