Texas all lines adjuster exam Questions and Answers | Latest Update
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Module
Adjuster
Institution
Adjuster
All of the following are criteria for an accident to have occurred "in the course of" the
employment under a workers' compensation policy, EXCEPT:
While performing a task that a fellow worker requested, that was
unusual to the employee's job description, but occurred on the
employer's premi...
Texas all lines adjuster exam Questions
and Answers | Latest Update
All of the following are criteria for an accident to have occurred "in the course of" the
employment under a workers' compensation policy, EXCEPT:
✓ While performing a task that a fellow worker requested, that was
unusual to the employee's job description, but occurred on the
employer's premises during working hours.
Which of the following statements is NOT TRUE regarding the implied warranties of an
Ocean Marine policy?
✓ The implied warranties are attached to the policy as an endorsement..
Parmelia is covered under two separate standardized Personal Automobile policies, with
Part C limits under both policies set at $200,000. Parmelia is involved in an accident with an
uninsured motorist and she sustains bodily injury damages for $262,320. How much will
Parmelia receive when she submits a claim for these damages
✓ $200,000
Which of the following endorsements must be attached to a standard Businessowners policy
for coverage to apply to a businesses freezer that was damaged by the interruption of a
All of the following are characteristics of a principal that a surety will scrutinize during the
underwriting process, EXCEPT:
✓ Consideration.
Under Section II of a Homeowners policy, a cemetery plot owned by the insured is
considered to be:
✓ An insured location.
Which of the following is NOT one of the four major coverages of an Ocean Marine policy?
✓ Seaworthiness.
A ship has suffered damage and sunk. Which of the following would respond to cover the
loss of the ship?
✓ Hull Insurance.
As a fiduciary agent, an adjuster has the power to bind the insurer. Which of the following
statements is FALSE regarding this power?
✓ Only an adjuster's written statements can legally bind an insurer.
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