SC Laws and Rules Questions With Solutions 100% Correct
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Module
South Carolina Property And Casualty Insurance
Institution
South Carolina Property And Casualty Insurance
SC Laws and Rules Questions With Solutions
100% Correct
When the Director is examining an insurer's books and records, the insurer
is NOT required to assist in the examination
can determine which records to make available
has the authority to stop the examination at any time.
must NOT impe...
SC Laws and Rules Questions With Solutions
100% Correct
When the Director is examining an insurer's books and records, the insurer
is NOT required to assist in the examination
can determine which records to make available
has the authority to stop the examination at any time.
must NOT impede an examination must NOT impede an examination
All long-term care policies sold in South Carolina are REQUIRED to pay the SAME daily
benefit amount for "at home" care as compared to
the daily amount paid for disability coverage
the daily amount paid for physical therapy
,SC Laws and Rules Questions With Solutions
100% Correct
the daily amount paid for muring home care
the daily amount paid for respite care the daily amount paid for muring home care
If a health insurance claim is not promptly paid, legal action may be taken against the insurer
after
30 days from the date proof of loss is furnished
60 days from the date proof of loss is furnished
90 days from the date proof of loss is furnished
3 years the date proof of loss is furnished 60 days from the date proof of loss is furnished
An insurer may legally defer payment of cash surrender value for up to
6 months
9 months
,SC Laws and Rules Questions With Solutions
100% Correct
12 months
15 months 6 months
A temporary producer license issued in South Carolina is valid for up to
90 days
180 days
270 days
365 days 180 days
A hospital or medical expense policy will typically cover dental treatment expenses under which
circumstance?
After the annual limit of dental policy's coverage is reached
Dental treatment is needed to repair an injury
Cosmetic dental treatment is performed
, SC Laws and Rules Questions With Solutions
100% Correct
If treatment is performed at a in-network provider Dental treatment is needed to repair an
injury
Under which circumstance may a commission be shared between two producers?
Only if they are nonresident producers
Never
When they are both licensed in any line of business
When they are both licensed in the same line of business When they are both licensed in
the same line of business
The free look period in South Carolina for individual health insurance policies is _______ days.
5
10
15
20 10
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