Insurance Adjuster Exam Questions and Answers (100% Pass)
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Module
Insurance Adjuster
Institution
Insurance Adjuster
Which kind of losses are covered under a standard fire policy?
Direct
All fires are not covered by the Standard Fire policies, only those that:
are hostile and have a flame or glow
At what time does a fire policy go into affect?
12:01am standard time at the location of the insured's propert...
✓ is excluded unless the loss occurs because of an order by Civil
Authorities for the purpose of controlling a fire
The term "unoccupancy" refers to the absence of :
✓ persons from a building
Suppose a fire occurs on February 26th. On April 30th, the insurance
company notifies the mortgagee the insured has not filed a proof of loss. To
protect their interest, the mortgagee must file a proof of loss within _________
days after what date?
✓ 60 days after April 30th
For recovery under the Standard Fire policy, a party must:
✓ be named in the policy and show an insurable interest in the property
at the time the loss occurs
What is the requirement on how much experience one must have to be
elected the insurance commissioner in Georgia?
✓ None
Once elected, how long is the insurance commissioner's term?
Master01 | October, 2024/2025 | Latest update
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