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Exam (elaborations)

XCEL Laws and Rules Questions and Answers 100% Solved
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  • Module
  • North Carolina accident and health insurance
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  • North Carolina Accident And Health Insurance

Exam of 4 pages for the course North Carolina accident and health insurance at North Carolina accident and health insurance (XCEL Laws and Rules)

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Document information

  • October 14, 2024
  • 4
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

Subjects

  • xcel laws and rules

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  • North Carolina accident and health insurance
  • North Carolina accident and health insurance

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julianah420

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XCEL Laws and Rules

When an existing life insurance policy is terminated so that a new life insurance policy
can be purchased, this transaction is referred to as: - answer replacement

Who negotiates viatical settlements between a policyowner and a viatical settlement
provider? - answer viatical settlement broker

What type of insurance company is domiciled in England, but conducts business in
North Carolina? - answer foreign

Chemical dependency treatment under a Group Health policy MUST include (over the
life of the contract) a minimum benefit of: - answer$16,000

North Carolina requires that an insurance agent must complete ____ hours of
continuing education on the subject of law and ethics every two years. - answer3

If a life insurance company becomes insolvent, the fund that guarantees policyowners
payment of death benefits is known as the: - answer Life and Health Insurance
Guaranty Association

Under the Affordable Care Act (ACA), health coverage is provided for dependents up to
the age of: - answer26

A group health policy's approved premium rate is guaranteed by the insurer for an initial
period of at LEAST ____ months. - answer12

Which of these circumstances REQUIRE an insurer to clearly specify questions
designed to obtain information solely for marketing research? - answerany insurance
transaction

Essential Benefits without annual and lifetime limits are required on any health policy
purchased: - answerthrough the Federal Marketplace

What is one of the duties of the Commissioner of Insurance? - answeradministering
insurance laws

Which of these actions is NOT considered an act of rebating? - answersharing
commissions with other licensed an appointed agents

If a Health Policy applicant is being investigated into his/her personal character and
mode of living, the applicant MUST be notified of this investigation. Which of the

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