CNPR, NAPSR Exam/ Well Graded A+ Newest 2025
Emulsion - CORRECT ANSWERS -two agents that cannot ordinarily be combined or mixed
optic drugs - CORRECT ANSWERS -control localized infections or inflammation and require very low dosages to be effective
Types of drug dispensing - CORRECT ANSWER...
Ch 13: Assignment - Investment
Fundamentals/ Updated 2025
The rate of return, or yield, is the total return on an investment expressed as a
percentage of its purchase price. The rate of return is usually stated on an annualized
basis. For example, if you have an investment worth $1,000 that yields $120 of total
return per year, then the investment would have a 12% annual rate of return (or yield).
Consider the following example:
Hanna has purchased 100 shares of A&S Communications stock at a purchase price of
$35 per share. Over the next year, A&S Communications pays a total of $5 per share in
dividends to its shareholders. At the end of the year, Hanna sells her A&S
Communications stock for $39 per share. In addition, Hanna paid a transaction cost of
$1 per share both at the time of purchase and at the time of sale.
Part A—Current Income (Dividends):
Over the year that Hanna owns her shares of A&S Communications stock, she receives
a total of $ - CORRECT ANSWERS -500
3600
3800
200
700
700
3500
20.00
Active and passive investing
An important aspect of your personal investment philosophy is your level of involvement
in investing. That is, do you want to be an active investor or a passive investor?
• If you carefully study the economy, market trends, and investment alternatives, and if
you regularly buy and sell several times a year based on these factors, then you are
___ investor.
• If you do not actively engage in trading securities or spend large amounts of time
monitoring your investments, and if you make regular investments according to your
overall investment philosophy, then you are ___ investor.
Alessiani and Jenny are both investors, but they have very different approaches to their
investing strategies:
Alessiani
, Alessiani regularly consults with her investment manager, who provides tips and
insights into the latest market trends. Hoping to achieve a high rate of return by using
this market information - CORRECT ANSWERS -an active
a passive
an active
a passive
Marketing Efficiency
passive
To make sure that you can have the lifestyle you want in the future, you cannot spend
every dollar that you earn today. It is important to sacrifice spending some of your
money on immediate, short-term pleasures for the sake of having more in the future.
You can help ensure your future financial success and stability by investing early in life,
investing regularly, and staying invested for the long term.
Investing is More than Saving
To understand the reasons to start investing, you must understand that investing is
more than saving:
• ___ is the accumulation of excess funds by intentionally spending ___ than you earn.
• ___ is taking some of the money that you ___ and putting it to work so that it makes
you even money.
Suppose that two people, Akshay and Amira, each earn $2,000 per month and spend
$1,700 per month on expenses such as rent, food, gas, and entertainment. This leaves
___ each for Akshay and Amira t - CORRECT ANSWERS -saving
less
investing
save
$300
more investing
saving
Various types of investments have different long-term rates of return. When you invest
your money, you are taking a financial risk, which is the possibility that the investment
will fail to produce the desired return (or, in the worst-case scenario, any return at all).
For example, if you invest in a particular company's stock, the company could have a
very good year and earn considerable profit. Or in an extreme case, the company could
go bankrupt, causing investors to lose all of their invested money.
Therefore, smart investing involves attempting to earn a positive total return, which is
the income that an investment generates from a combination of current income and
capital gains. ___ is the money received while you own an investment. By contrast, ___
is the increase in the value of an investment when you actually sell the investment.
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