HUD CERTIFICATION EXAM 2024 ACTUAL EXAM COMPLETE 300 QUESTIONS WITH DETAILED VERIFIED ANSWERS BEST REVISION MATERIAL / ALREADY GRADED A+
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Module
HUD CERTIFICATION
Institution
HUD CERTIFICATION
Deed Restrictions Legally enforceable terms that govern the use of
real estate
2. Redlining The practice of refusing to make residential loans or
imposing more onerous terms on any loans made
because of the predominant race, color, national
origin, religion, sex, disability, or familial st...
hud certification exam 2024 actual exam complete 3
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HUD CERTIFICATION EXAM 2024 ACTUAL EXAM COMPLETE 300 QUE
TIONS WITH DETAILED VERIFIED ANSWERS BEST REVISION MATERIA
ALREADY GRADED A+
Study online at https://quizlet.com/_g51jls
1. Deed Restrictions Legally enforceable terms that govern the use of
real estate
2. Redlining The practice of refusing to make residential loans or
imposing more onerous terms on any loans made
because of the predominant race, color, national
origin, religion, sex, disability, or familial status of
the area's residents.
3. Civil Rights Act of 1968 Following the assassination of Dr. Martin Luther
King Jr., Congress passed what monumental piece
of legislation, which prohibits discrimination in
housing sales, rentals, and financing based on
race, color, national origin, religion, sex, disability
and familial status?
4. 7 The Fair Housing Act, as amended, protects how
many characteristics?
5. Reasonable Modifica- A property manager of an apartment complex that
tion receives federal financial assistance installs a ramp
so that a tenant in a wheelchair can easily access
her first-floor apartment.
6. Reasonable Accom- Housing provider has a policy of requiring tenants
modation to come to the rental office to pay their rent. A tenant
with a mental disability, who is afraid to leave her
unit, is allowed to mail her rent payment.
7. True The Fair Housing Act does not prohibit a lender
from showing potential clients information about
different loans.
8. Fair Housing Assis- Provides annual funding to state and local agencies
tance Program (FHAP) that enforce fair housing laws that are substantially
equivalent to the Fair Housing Act. These funds
go towards an agency's capacity building, adminis-
trative costs, investigative and enforcement efforts,
, HUD CERTIFICATION EXAM 2024 ACTUAL EXAM COMPLETE 300 QUE
TIONS WITH DETAILED VERIFIED ANSWERS BEST REVISION MATERIA
ALREADY GRADED A+
Study online at https://quizlet.com/_g51jls
training and other projects designed to support en-
forcement of fair housing law.
9. Fair Housing Initia- Provides funding to fair housing organizations and
tives Program (FHIP) nonprofits that assist people who may have been
victims of housing discrimination.
10. Marketing Analysis Aim is to identify groups of people who would ben-
efit most if targeted by the campaign, the charac-
teristics of these people, and their expectations.
11. Networking Event The opportunity to increase awareness of the plans
and actions of housing industry members, pri-
vate organizations and foundations, public housing
agencies, neighborhood groups, regional organiza-
tions, and others to further fair housing objectives.
12. Personal Information The section of the credit report that contains em-
ployer details.
13. Account Information The section of a credit report that contains informa-
tion about a student loan.
14. Public Records The section of the credit report that contains court
information such as a bankruptcy.
15. Inquiries The section of the credit report that will show recent
attempts to open a credit card.
16. Consumer Rights The section of the credit report that contains infor-
mation about how to correct inaccuracies.
17. Account History Credit: Payment history of accounts, including late
payments, delinquencies, judgments, and liens.
18. Amounts Owed Credit: Ratio of total credit extended to the amount
of credit owed.
19.
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