Medicare Basics Questions and Answers | Latest Version | 2024/2025 | Correct & Verified
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Module
Medicare Basics
Institution
Medicare Basics
Medicare Basics Questions and Answers
| Latest Version | 2024/2025 | Correct &
Verified
What is the Medicare Annual Enrollment Period?
The Medicare Annual Enrollment Period runs from October 15 to December 7, during which
you can make changes to your Medicare coverage.
What does Medic...
Medicare Basics Questions and Answers
| Latest Version | 2024/2025 | Correct &
Verified
What is the Medicare Annual Enrollment Period?
✔✔The Medicare Annual Enrollment Period runs from October 15 to December 7, during which
you can make changes to your Medicare coverage.
What does Medicare Part A cost?
✔✔Most people don’t pay a premium for Medicare Part A if they or their spouse paid Medicare
taxes for at least 10 years.
What does Medicare Part B cost?
✔✔Medicare Part B has a monthly premium, which can vary based on your income.
What is the purpose of the Medicare Part B late enrollment penalty?
✔✔The penalty is an additional cost added to your Part B premium if you delay enrolling
without other qualifying coverage.
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,What is a Medicare Advantage plan?
✔✔A Medicare Advantage plan is a private insurance plan that includes coverage for Part A,
Part B, and often Part D, with additional benefits like dental and vision coverage.
Can I switch from Medicare Advantage to Original Medicare?
✔✔Yes, you can switch from a Medicare Advantage plan to Original Medicare during the
Annual Enrollment Period or the Medicare Advantage Open Enrollment Period.
What is the Medicare Open Enrollment Period?
✔✔The Medicare Open Enrollment Period, which lasts from January 1 to March 31, is when you
can switch between Medicare Advantage and Original Medicare.
What is the Medicare Special Enrollment Period?
✔✔The Special Enrollment Period allows you to enroll in or change Medicare coverage outside
of the usual enrollment periods if you qualify due to certain life events, like losing employer
coverage.
What is the cost-sharing structure of Medicare?
2
,✔✔Medicare requires cost-sharing, including premiums, deductibles, coinsurance, and
copayments, depending on the service and plan.
Does Medicare cover chiropractic care?
✔✔Medicare covers chiropractic care only when it’s related to spinal manipulation for
subluxation treatment.
What is the Medicare Part D late enrollment penalty?
✔✔The Part D late enrollment penalty is an extra cost added to your monthly prescription drug
premium if you delay enrollment without creditable drug coverage.
Does Medicare cover emergency care outside the U.S.?
✔✔Medicare generally does not cover emergency care outside the United States, though some
Medicare Advantage plans may provide limited coverage abroad.
What is the coverage for mental health services under Medicare?
✔✔Medicare Part B covers outpatient mental health services, including therapy and counseling,
and Part A covers inpatient mental health services.
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, Can I get dental coverage through Medicare?
✔✔Original Medicare doesn’t cover routine dental care, but some Medicare Advantage plans
offer dental coverage.
What is the difference between Original Medicare and Medicare Advantage?
✔✔Original Medicare includes Part A and Part B, provided directly by the government, while
Medicare Advantage is a private insurance plan that covers Part A and Part B, often with
additional benefits.
What is the income limit for Medicare Savings Programs?
✔✔Income limits for Medicare Savings Programs vary by state, but they generally apply to
individuals with limited income and resources.
What is the role of the Medicare Prescription Drug Plan (Part D)?
✔✔Part D helps cover the cost of prescription medications, with plans available through private
insurance companies approved by Medicare.
Can I change my Medicare plan during the year?
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