Rescission - Study guides, Revision notes & Summaries
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NMLS MLO TEST| 362 questions| with complete solutions
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Which law ensures lenders use an annual percentage rate (APR) so that the borrowers have the information they need to make informed comparisons? Correct Answer: Regulation Z 
 
Which law ensures that some borrowers have the right of rescission for three business days after a loan contract is signed? Correct Answer: Regulation Z 
 
While it is unlawful to consider race when underwriting a loan, what federal legislation requires that this information be included on the loan application? Correct ...
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XINNIX FLIGHT SCHOOL EXAM WITH CORRECT ANSWERS
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XINNIX FLIGHT SCHOOL EXAM WITH CORRECT ANSWERS 
The rate lock period for a refi, with a right of rescission, must be long enough to cover the rescission period. 
True 
 
 
How long does a borrower have to wait to buy a home after they have had a foreclosure? FHA 
3 years 
 
 
What are the steps you should follow to determine the correct MI? 
LTV, term, product type, occupancy type and coverage. 
 
 
Typically, files that have to be manually underwritten are subject to less strict guidelines. 
Fa...
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Virginia Real Estate Exam Questions with correct answers
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(virginia time share act) For an initial purchaser, there is a _________day right of rescission. Meanwhile, a buyer has a 5-day right of rescission in a time share resale. CORRECT ANSWER 7 
 
If VA license applicant has had a license suspended or revoked in any jurisdiction because of association with disciplinary action CORRECT ANSWER A very detailed explanation of the event/circumstances must be included with his license application 
 
If there was a prior misdemeanor involving moral turpitude...
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Florida Cam UPDATED ACTUAL Exam Questions and CORRECT Answers
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Florida Cam UPDATED ACTUAL Exam 
Questions and CORRECT Answers 
A Community Association is generally defined as real or personal property, owned by two or 
more entities, which share the responsibility for the costs of maintenance and administration - 
CORRECT ANSWER- True 
Purchasers of a timeshare plan have a ten day contract rescission period in which to cancel 
the purchase - CORRECT ANSWER- True
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WebCE Exam Questions with correct Answers
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Indirect Loss - Answer- A secondary loss that follows from a direct loss to insured property from a covered peril. 
Ex. Hotel expenses incurred by the insured while a fire-damaged home is repaired is an indirect loss that follows the direct loss of the home. 
 
Exclusive Agency System - Answer- An insurance distribution system in which producers (agents) represent a single company. 
Ex. In the exclusive agency system, insurers use independent contractors (exclusive agents) that represent only on...
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Virginia Real Estate National Exam | 215 Questions with 100% Correct Answers | Verified | Latest Update 2024
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(virginia time share act) For an initial purchaser, there is a _________day right of rescission. Meanwhile, 
a buyer has a 5-day right of rescission in a time share resale. - 7 
If VA license applicant has had a license suspended or revoked in any jurisdiction because of association 
with disciplinary action - A very detailed explanation of the event/circumstances must be included 
with his license application 
If there was a prior misdemeanor involving moral turpitude, sexual offense, drug dist...
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BUL 3310 TEST QUESTIONS WITH CERTIFIED ANSWERS
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BUL 3310 TEST QUESTIONS WITH CERTIFIED ANSWERS 
Grace has a valid contract with Al to buy a desk owned by James Madison. Al now refuses to go through with the sale. Because the item is unique, Grace can seek a decree of specific performance to enforce the contract 
T/F - Answer-True 
 
Courts generally cannot order specific performance when the contract is for personal services because of the Thirteenth Amendment 
T/F - Answer-True 
 
Rescission is the remedy that cancels the contract and retur...
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XINNIX FLIGHT SCHOOL EXAM WITH CORRECT ANSWERS
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XINNIX FLIGHT SCHOOL EXAM WITH CORRECT ANSWERS 
The rate lock period for a refi, with a right of rescission, must be long enough to cover the rescission period. 
True 
 
 
How long does a borrower have to wait to buy a home after they have had a foreclosure? FHA 
3 years 
 
 
What are the steps you should follow to determine the correct MI? 
LTV, term, product type, occupancy type and coverage. 
 
 
Typically, files that have to be manually underwritten are subject to less strict guidelines. 
Fa...
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OMGT 4313 LAW AND ETHICS FINAL 2024 COMPLETE QUESTIONS AND ANSWERS ALREADY PASSED
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Article 2 of the Uniform Commercial Code (UCC) Applies to which types of contracts? - CORRECT ANSWER Contracts for sale of goods 
Does an international sales contract for the sale of goods exceeding $500 have to be in writing to be enforceable in court ? - CORRECT ANSWER No, because the 1980 U.N Convention on Contracts for the International Sale of Goods does not include a statute of frauds 
What is the standard measure of compensatory damages in a contract lawsuit? - CORRECT AN...
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Florida Cam Exam | 400 Questions with 100% Correct Answers | Verified | Latest Update 2024
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A Community Association is generally defined as real or personal property, owned by two or more 
entities, which share the responsibility for the costs of maintenance and administration - True 
Purchasers of a timeshare plan have a ten day contract rescission period in which to cancel the purchase 
- True 
The Florida Fair Housing Act prohibits discrimination on the basis of handicap - True 
A valid Declaration of Condominium must contain easements for ingress and egress to all units and the 
co...
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