Legal chance - Study guides, Revision notes & Summaries
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SC Personal Lines Questions and Answers Graded A+
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SC Personal Lines Questions and 
 
Answers Graded A+ 
 
6 loss valuation methods actual cash value, replacement value, functional replacement value, 
market value, stated amount, agreed value 
 
waiver & estoppel a person has given up a known or legal right 
 
4 components of a legal contract agreement, consideration, competent parties, legal purpose 
 
6 classes of insurers authorized(admitted), unauthorized(nonadmitted), domestic, foreign, 
alien, independent rating services 
 
5 marketing dis...
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BCOT Week 3 Questions and Answers 100% correct (2023)
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BCOT Week 3 Questions and Answers 100% correct (2023) 
What is the primary duty of a Perimeter Officer 
To prevent escapes ( protect the public) 
 
 
 
Is a officer allowed to shoot a warning shot to have an inmate comply 
No 
 
 
 
When Can a vehicle be in the sallyport with both gates open 
When the vehicle is too long to go through the gates one at a time and when it is An emergency. 
 
 
 
If you believe a driver of the car you pull over is intoxicated it is your duty to? 
Tell them to stay ...
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Insurance Adjuster Exam Questions and Answers Rated A+
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Insurance Adjuster Exam Questions and Answers Rated A+ Which kind of losses are covered under a standard fire policy? Direct 
All fires are not covered by the Standard Fire policies, only those that: are hostile and have a flame or glow 
At what time does a fire policy go into affect? 12:01am standard time at the location of the insured's property 
A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insur...
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Property and Casualty insurance exam Texas Questions with 100% Correct Answers
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Property and Casualty insurance exam Texas Questions with 100% Correct Answers 
Insurance 
The transfer of risk through a legal contract 
 
 
 
Property 
Covers real property and personal property against damage or loss resulting from covered causes of loss called perils 
 
 
 
casualty 
covers non-property losses (3rd Party) 
 
 
 
Personal lines 
Insurance for families and individuals 
 
 
 
Commercial Lines 
Insurance for Business 
 
 
 
Risk 
Uncertainty of financial loss 
 
 
 
Pure Risk 
...
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Practice Exam for CAIB 1 Latest 2023 latest update with complete solution
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Practice Exam for CAIB 1 Latest 2023 latest update with complete solution 
1.	Insurers are in the business of assuming the financial risks of others which involves entering into a formal contract. A contract is enforceable at law only when all legal elements have been observed. Insurance contracts differ from other formal agreements and are subject to what three additional elements?: Insurable Interest 
Utmost Good Faith Indemnity 
2.	Explain the meaning and disadvantage of the following approac...
Too much month left at the end of the money?
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Alabama Life & Health Insurance Exam 2024 with 100% correct answers
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Which of the following would be considered a speculative risk? - correct answer The possibility the painting you bought might be a long-lost masterpiece 
 
A speculative risk is one in which there is a chance for either loss or gain. Example: Gambling, Casino's, Lottery, etc. All of the other choices describe pure risk, where there is no chance of gain, only a chance of loss exists. 
 
Which is the proper term for a company owned by its policy owners? - correct answer A mutual insurance company...
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Washington Life/Health Insurance Exam Accurate 100%
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policy owner - ANSWER usually, but not always the person covered by the policy 
 
beneficiary - ANSWER the person who is paid when a claim 
is submitted 
 
agent/producer - ANSWER acts as a legal representative 
of the insurance company 
 
broker - ANSWER representative of the Insured, not the insurance company 
 
risk - ANSWER The chance or uncertainty of loss 
 
Pure risk - ANSWER the chance of experiencing a loss (without the possibility of gain). Only downside, no upside. 
 
Speculative ri...
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Evolve HESI Fundamentals Practice Questions and Answers 2022
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Urinary catheterization is prescribed for a postoperative female client who has been unable to void for 8 
hours. The nurse inserts the catheter, but no urine is seen in the tubing. Which action will the nurse take 
next? 
A. Clamp the catheter and recheck it in 60 minutes. 
B. Pull the catheter back 3 inches and redirect upward. 
C. Leave the catheter in place and reattempt with another catheter. 
D. Notify the health care provider of a possible obstruction. - Correct Answer: C 
It is likely th...
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CAIB 1 Practice Questions (100) with Complete and Verified Answers
- Exam (elaborations) • 28 pages • 2024
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CAIB 1 Practice Questions (100) with 
Complete and Verified Answers 
 
Consideration is... 
a. The law of insurance 
b. A promise between parties 
c. A contract's binding force 
d. An exchange of something of value d. An exchange of something of value 
 
A stock company is... 
a. A company that invests in other companies 
 
b. A company owned by stockholders who provide the capital to start and run the company 
 
c. Is owned by customers of the company 
 
d. A company that owns livestock b. A c...
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Health Insurance (Exam FX) Latest Update Graded A+
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Health Insurance (Exam FX) Latest 
 
Update Graded A+ 
 
Agent/Producer A legal representative of an insurance company 
 
Broker An insurance producer not appointed by an insurer and whom represents the client 
 
Insured A person covered by an insurance policy 
 
Insurance policy A legal contract between a policyowner (and/or insured) and an insurance 
company which agrees to pay the insured/beneficiary for losses caused by specific events 
 
Principal Insurer, company who issues insurance polic...
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