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HSI INSTRUCTOR DEVELOPMENT COURSE 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
HSI INSTRUCTOR DEVELOPMENT COURSE | LATEST UPDATE| ULTIMATE SOLUTION Regulations, although not law, carry the force of law, and may: - CORRECT ANSWER Regulations may require a precise number of hours for training, mandate specific topics that must be taught, list which training programs are approved for use, and specify record-keeping requirements. The roles and responsibilities of an HSI Instructor includes: - CORRECT ANSWER Being an effective speaker with good verbal communicati...
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- Exam (elaborations)
- • 8 pages •
HSI INSTRUCTOR DEVELOPMENT COURSE | LATEST UPDATE| ULTIMATE SOLUTION Regulations, although not law, carry the force of law, and may: - CORRECT ANSWER Regulations may require a precise number of hours for training, mandate specific topics that must be taught, list which training programs are approved for use, and specify record-keeping requirements. The roles and responsibilities of an HSI Instructor includes: - CORRECT ANSWER Being an effective speaker with good verbal communicati...
NMLS SAFE EXAM 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
NMLS SAFE EXAM | LATEST UPDATE| ULTIMATE SOLUTION Where credit institutions originate loans - CORRECT ANSWER Primary Mortgage Market When an ARM has rate caps of 5/2/6, the 6 refers to what? A. The maximum rate increase at the initial adjustment B. The start rate for the loan C. The maximum the rate can increase over the life of the loan D. The rate maximum the rate can decrease over the life of the loan - CORRECT ANSWER C. The maximum the rate can increase over the life of the loa...
- Exam (elaborations)
- • 58 pages •
NMLS SAFE EXAM | LATEST UPDATE| ULTIMATE SOLUTION Where credit institutions originate loans - CORRECT ANSWER Primary Mortgage Market When an ARM has rate caps of 5/2/6, the 6 refers to what? A. The maximum rate increase at the initial adjustment B. The start rate for the loan C. The maximum the rate can increase over the life of the loan D. The rate maximum the rate can decrease over the life of the loan - CORRECT ANSWER C. The maximum the rate can increase over the life of the loa...
NMLS PRACTICE QUESTIONS 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
NMLS PRACTICE QUESTIONS | LATEST UPDATE| ULTIMATE SOLUTION which federal agency administers Regulation B implementing ECOA, Rgulation C implementig HMDA and Regulation Z implementing TILA? - CORRECT ANSWER FEDERAL RESERVE SYSTEM the clause in a mortgage that allows the lender to foreclose if the borrower defaults is the - CORRECT ANSWER Acceleration Clause at closing a borrower may deposit funds to establish reserves for which of the following? - CORRECT ANSWER TAXES AND INSURAN...
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- • 19 pages •
NMLS PRACTICE QUESTIONS | LATEST UPDATE| ULTIMATE SOLUTION which federal agency administers Regulation B implementing ECOA, Rgulation C implementig HMDA and Regulation Z implementing TILA? - CORRECT ANSWER FEDERAL RESERVE SYSTEM the clause in a mortgage that allows the lender to foreclose if the borrower defaults is the - CORRECT ANSWER Acceleration Clause at closing a borrower may deposit funds to establish reserves for which of the following? - CORRECT ANSWER TAXES AND INSURAN...
NMLS PRACTICE TEST HARD QUESTIONS 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
A discount point is BEST described as a charge the borrower pays to: A.) A lender to decrease the interest rate on the mortgage loan B.) A mortgage broker at the time of application to obtain a favorable rate C.) The seller as part of the closing costs of a loan D.) A lender to ensure against foreclosure - CORRECT ANSWER A.) A lender to decrease the interest rate on the mortgage loan A buyer has made an earnest money payment of $5,000. The buyer pays an additional $2,000 in option mo...
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- • 19 pages •
A discount point is BEST described as a charge the borrower pays to: A.) A lender to decrease the interest rate on the mortgage loan B.) A mortgage broker at the time of application to obtain a favorable rate C.) The seller as part of the closing costs of a loan D.) A lender to ensure against foreclosure - CORRECT ANSWER A.) A lender to decrease the interest rate on the mortgage loan A buyer has made an earnest money payment of $5,000. The buyer pays an additional $2,000 in option mo...
NMLS FINAL EXAM 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
NMLS FINAL EXAM | LATEST UPDATE| ULTIMATE SOLUTION Who is responsible for ensuring that the Closing Disclosure is delivered to the consumer? A.The creditor B.The loan processor C.The consumer D. The CFPB - CORRECT ANSWER A. the creditor Which law restricts the sharing of information given when a consumer applies for a mortgage loan? A. Fair Credit Reporting Act B. FTC Disposal Rules C. Gramm-Leach-Bliley Act D. Consumer Regulatory Protection Act - CORRECT ANSWER C. Gramm-Leach-Bli...
- Exam (elaborations)
- • 20 pages •
NMLS FINAL EXAM | LATEST UPDATE| ULTIMATE SOLUTION Who is responsible for ensuring that the Closing Disclosure is delivered to the consumer? A.The creditor B.The loan processor C.The consumer D. The CFPB - CORRECT ANSWER A. the creditor Which law restricts the sharing of information given when a consumer applies for a mortgage loan? A. Fair Credit Reporting Act B. FTC Disposal Rules C. Gramm-Leach-Bliley Act D. Consumer Regulatory Protection Act - CORRECT ANSWER C. Gramm-Leach-Bli...
NMLS EXAM 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
NMLS EXAM | LATEST UPDATE| ULTIMATE SOLUTION What law deals with credit, APR & advertising of consumer loans? - ANSWER TILA/REGULATION Z Which regulation prohibits kickbacks? - ANSWER RESPA Which regulations requires the lender to cancel PMI when the loan reaches 78% LTV? - ANSWER HPA - Homeowners Protection Act Which regulation prohibits fee splitting? - ANSWER RESPA Regulation X is the letter used to describe which Law? - ANSWER RESPA RESPA is the acronym used to des...
- Exam (elaborations)
- • 20 pages •
NMLS EXAM | LATEST UPDATE| ULTIMATE SOLUTION What law deals with credit, APR & advertising of consumer loans? - ANSWER TILA/REGULATION Z Which regulation prohibits kickbacks? - ANSWER RESPA Which regulations requires the lender to cancel PMI when the loan reaches 78% LTV? - ANSWER HPA - Homeowners Protection Act Which regulation prohibits fee splitting? - ANSWER RESPA Regulation X is the letter used to describe which Law? - ANSWER RESPA RESPA is the acronym used to des...
2024 NMLS STUDY GUIDE | LATEST UPDATE| 215 QAs VERIFIED
1. Which of the following is NOT a TILA or RESPA mandated disclosure? Select one: A. Closing Disclosure B. Loan Estimate C. Mortgage Servicing Disclosure D. An Adverse Action Statement: D. An Adverse Action Statement 2. Which of the following does not affect a Veterans Funding fee? Select one: A. Loan Amount B. Prior Service (Active/ Reserve) C. Marital Status D. Prior Use of Entitlement: C. Marital Status 3. FACTA requires that if a lender uses credit scores in making or arranging loa...
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- • 47 pages •
1. Which of the following is NOT a TILA or RESPA mandated disclosure? Select one: A. Closing Disclosure B. Loan Estimate C. Mortgage Servicing Disclosure D. An Adverse Action Statement: D. An Adverse Action Statement 2. Which of the following does not affect a Veterans Funding fee? Select one: A. Loan Amount B. Prior Service (Active/ Reserve) C. Marital Status D. Prior Use of Entitlement: C. Marital Status 3. FACTA requires that if a lender uses credit scores in making or arranging loa...
NAB EXAMS BUNDLE// SUCCESS!!
NAB EXAMS BUNDLE// SUCCESS! RCAL - NAB ADMINISTRATOR EXAM (FEDERAL) 2024- 2025 NAB CORE PRACTICE EXAM 110 SETS 2024-2025 LATEST UPDATE NAB PRACTICE EXAM 2024-2025 LATEST UPDATE| QUESTIONS WITH COMPLETE SOLUTIONS
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- NAB EXAM GUIDE 2024-2025 LATEST UPDATE| QUESTIONS WITH COMPLETE SOLUTIONS • Exam (elaborations)
- NAB PRACTICE EXAM 2024-2025 LATEST UPDATE| QUESTIONS WITH COMPLETE SOLUTIONS • Exam (elaborations)
- NAB RCAL Exam 2024-2025 LATEST UPDATE| QUESTIONS WITH COMPLETE SOLUTIONS • Exam (elaborations)
- NAB CORE PRACTICE EXAM 110 SETS 2024-2025 LATEST UPDATE| QUESTIONS WITH COMPLETE SOLUTIONS • Exam (elaborations)
- RCAL - NAB ADMINISTRATOR EXAM (FEDERAL) 2024- 2025 LATEST UPDATE| QUESTIONS WITH COMPLETE SOLUTIONS • Exam (elaborations)
NAB EXAMS BUNDLE// SUCCESS! RCAL - NAB ADMINISTRATOR EXAM (FEDERAL) 2024- 2025 NAB CORE PRACTICE EXAM 110 SETS 2024-2025 LATEST UPDATE NAB PRACTICE EXAM 2024-2025 LATEST UPDATE| QUESTIONS WITH COMPLETE SOLUTIONS
RCAL - NAB ADMINISTRATOR EXAM (FEDERAL) 2024- 2025 LATEST UPDATE| QUESTIONS WITH COMPLETE SOLUTIONS
If contracted laundry services are provided off site: - CORRECT ANSWER The use of commercial laundry services is required by the contractor based on Department of Health. For residents with dementia, optimal food choices are best achieved by: - CORRECT ANSWER Good screening, proper nutrition and hydration, and pleasant meal times. Information should be added to an ICP: - CORRECT ANSWER At a minimum when the resident has a significant change of condition. A resident has the righ...
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- • 32 pages •
If contracted laundry services are provided off site: - CORRECT ANSWER The use of commercial laundry services is required by the contractor based on Department of Health. For residents with dementia, optimal food choices are best achieved by: - CORRECT ANSWER Good screening, proper nutrition and hydration, and pleasant meal times. Information should be added to an ICP: - CORRECT ANSWER At a minimum when the resident has a significant change of condition. A resident has the righ...
NAB CORE PRACTICE EXAM 110 SETS 2024-2025 LATEST UPDATE| QUESTIONS WITH COMPLETE SOLUTIONS
1. Which one of the following steps should be taken first in a risk management program? A. Purchasing of adequate insurance B. Conducting of employee safety drills C. Identifying hazards and risks D. Conducting staff in-services on incident reporting and accident prevention. - CORRECT ANSWER C. Identifying hazards and risks 2. Which of the following professionals is authorized to dispense medications? A. registered nurse B. licensed nurse, physician and, in some states, medicati...
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- • 36 pages •
1. Which one of the following steps should be taken first in a risk management program? A. Purchasing of adequate insurance B. Conducting of employee safety drills C. Identifying hazards and risks D. Conducting staff in-services on incident reporting and accident prevention. - CORRECT ANSWER C. Identifying hazards and risks 2. Which of the following professionals is authorized to dispense medications? A. registered nurse B. licensed nurse, physician and, in some states, medicati...
UPDATED 2024/2025 MBA ETS MAJOR FIELD TEST QUESTIONS WITH CORRECT ANSWERS ALREADY PASSED AND VERIFIED
UPDATED 2024/2025 BICSI - Installer 1 – Review Exam Questions and Answers with complete verified solutions 100% solutions
TRAUMA FISDAP AEMT 2024 QUESTIONS WITH COMPLETE SOLUTIONS GRADED A+
UPDATED 2024/2025 C211 OA Questions and answers With Complete Solution Graded and Already Passed.
2024/2025 UPDATED IVY TECH APHY 101 midterm exam LATEST QUESTIONS WITH COMPLETE SOLUTIONS GRADED A+