SupplementaryStudyNotes

Personal Finance is an option module for students studying Accounting and Finance. This document covers: relationship between risk and return, tax effective ways of investing, dimensions of investing, attitudes to risk, components of risk factor, investment pyramid, shares, share prices, measuring return on shares, bonds, three factors that affect bonds, investing and trading shares, portfolio theory, recent development, taxation shelters, investment steps, the arbitrage, discounted cash flows, ...

Personal Finance is an option module for students studying Accounting and Finance. This document covers: applying for a mortgage to purchase a property, costs of buying a property, types of mortgages, which mortgage to choose, sale timeline/stages, property investments, buy-to-let investing, benefits of buy-to-let investing, disadvantages of buy-t0-let investing, taxation issues, other property opportunities, how to prepare yourself for a mortgage application.

Personal Finance is an option module for students studying Accounting and Finance. This document covers: historical context in buying property, social sector, shared ownership (part-buy, part-let), properties from Local Authorities and Housing Associations, young owner-occupiers, recent lending policies, rent or buy, private rental, assured shorthold tenancy, benefits or renting, buying versus renting, leasehold vs freehold, what to buy, service charge, social renting, rising house prices - sup...

Personal Finance is an option module for students studying Accounting and Finance. This document covers: savings, why it is important to have savings, risks associated with saving, reasons for saving, household savings ratio, who is better at saving, capital risk, tax risk, interest rate risk, inflation risk, compound interest, annual equivalent rate, tax implicaton, types of saving accounts, systematic approach to saving, other options for saving, deciding factors when looking for a savings acc...

Personal Finance is an option module for students studying Accounting and Finance. This document covers: background on debt, Bank of England, inflation post-Brexit, problem debt, debt advice, liberalisation of financial services, secured versus unsecured debt, types of credit, types of lenders, common forms of personal borrowing, terms relating to debt, annual percentage rate (APR), credit rating, student loans, student loan repayments, credit repairing process, the five Cs of credit, when to us...

Personal Finance is an option module for students studying Accounting and Finance. This document covers: income, state benefits in the UK, sources of income, 'informal' economy, minimum wage, payslip, income tax, National Insurance, where do taxes come from, where do taxes go, tax year, income tax rates, National Insurance Contributions, employment income, benefits in kind, dividends income, self-employment, graduate considerations, income level by occupation, public sector versus private sect...

This is an option module for students studying Accounting and Finance. This document covers: the power of budgeting, the theories behind our spending decisions, different types of budgeting systems, how to prepare a budget, different types of consumer behaviours, what is budgeting, purpose of budgeting, why people budget, why people don't budget, budgeting building process, managing household finances.

This document contains the lecture notes to the first lecture class for the module Personal Finance. The first session covers on how students are going to be assessed and an overview of what the learning objectives and learning outcomes are for this module. It also covers the advantages of personal financial planning. This is an option module for students studying Accounting and Finance.

This document contains an assessed assignment for Civil Litigation. The student who wrote this has been presented with a problem scenario where a client needs advice on pursuing a personal injury claim. The client is experiencing financial difficulties so may not be able to go ahead with it, and want to know what other options are available to pursue the claim such as whether the claim can be funded through legal aid and through the 'no-win, no-fee' route. The student has to carry out legal r...

This document contains an assessed assignment relating to Company Law/Business Law where students have to carry out legal research and then produce a written letter advising a client who wants to leave a business partnership as well as answers to various questions relating to the area of Company Law/Business Law. Please note that this document DOES NOT contain the assignment questions. The student received First Class on this piece of assignment, so it may be useful for students studying this mo...