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Package deal for 214 FLORIDA HEALTH AND LIFE INSURANCE STATE PRACTICE ACTUAL EXAM WITH VERIFIED ANSWERS
214 FLORIDA HEALTH AND LIFE INSURANCE STATE PRACTICE ACTUAL EXAM WITH VERIFIED ANSWERS
FLORIDA 214 LIFE INSURANCE, HEALTH AND VARIABLE ANNUITY EXAM (QUESTIONS AND ANSWERS)
214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED
214 FLORIDA LIFE INSURANCE TEST EXAM WITH VERIFIED QUESTIONS AND ANSWERS
214 FLORIDA INSURANCE AND LICENSE E
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- 214 FLORIDA INSURANCE COMPLETE RETAKE EXAM STUDY SET • Exam (elaborations)
- 214 FLORIDA INSURANCE AND LICENSE EXAM ACTUAL COMPLETE EXAM Q&A • Exam (elaborations)
- FLORIDA INSURANCE 2-14 EXAM TERMS QUESTIONS AND ANSWERS (100% SCORES) • Exam (elaborations)
- FLORIDA LIFE INSURANCE/ ANNUITIES 2-14 STUDY SET EXAM WITH CORRECT ANSWERS • Exam (elaborations)
- FLORIDA INSURANCE EXAM QUESTIONS WITH VERIFIED SOLUTIONS LATEST UPDATES • Exam (elaborations)
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214 FLORIDA HEALTH AND LIFE INSURANCE STATE PRACTICE ACTUAL EXAM WITH VERIFIED ANSWERS
FLORIDA 214 LIFE INSURANCE, HEALTH AND VARIABLE ANNUITY EXAM (QUESTIONS AND ANSWERS)
214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED
214 FLORIDA LIFE INSURANCE TEST EXAM WITH VERIFIED QUESTIONS AND ANSWERS
214 FLORIDA INSURANCE AND LICENSE E
214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED
214 FLORIDA INSURANCE LIFE AND 
VARIABLE ANNUITY ACTUAL EXAM 
UPDATED 
variable annuity - CORRECT ANSWER-there is no guarantee of the dollar amount of 
the payments, they fluctuate according to the value of an account vest primarly in 
common stocks 
join and survivor annuity - CORRECT ANSWER-covers two or more lives and contiunes 
in force so long as any one of them survives 
period certain annuity - CORRECT ANSWER-annuity imcome option that guarantees a 
definite minimum peroid of paymen...
- Exam (elaborations)
- • 8 pages •
214 FLORIDA INSURANCE LIFE AND 
VARIABLE ANNUITY ACTUAL EXAM 
UPDATED 
variable annuity - CORRECT ANSWER-there is no guarantee of the dollar amount of 
the payments, they fluctuate according to the value of an account vest primarly in 
common stocks 
join and survivor annuity - CORRECT ANSWER-covers two or more lives and contiunes 
in force so long as any one of them survives 
period certain annuity - CORRECT ANSWER-annuity imcome option that guarantees a 
definite minimum peroid of paymen...
FLORIDA 214 LIFE INSURANCE, HEALTH AND VARIABLE ANNUITY EXAM (QUESTIONS AND ANSWERS)
FLORIDA 214 LIFE INSURANCE, 
HEALTH AND VARIABLE ANNUITY 
EXAM (QUESTIONS AND ANSWERS) 
Categories of Life Insurance - CORRECT ANSWER-Ordinary, Industrial and Group 
Ordinary Life - CORRECT ANSWER-is individual life insurance that includes many 
types of TERM and PERMANENT insurance and is usually paid with monthly 
premiums. Is the principal type of life insurance purchased in the United States. 
Industrial Insurance - CORRECT ANSWER-small issue amounts with premiums 
collected weekly or m...
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- Exam (elaborations)
- • 16 pages •
FLORIDA 214 LIFE INSURANCE, 
HEALTH AND VARIABLE ANNUITY 
EXAM (QUESTIONS AND ANSWERS) 
Categories of Life Insurance - CORRECT ANSWER-Ordinary, Industrial and Group 
Ordinary Life - CORRECT ANSWER-is individual life insurance that includes many 
types of TERM and PERMANENT insurance and is usually paid with monthly 
premiums. Is the principal type of life insurance purchased in the United States. 
Industrial Insurance - CORRECT ANSWER-small issue amounts with premiums 
collected weekly or m...
214 FLORIDA HEALTH AND LIFE INSURANCE STATE PRACTICE ACTUAL EXAM WITH VERIFIED ANSWERS
214 FLORIDA HEALTH AND LIFE 
INSURANCE STATE PRACTICE ACTUAL 
EXAM WITH VERIFIED ANSWERS 
Which Accident and Health policy provision addresses preexisting conditions? - 
CORRECT ANSWER-Time Limit on Certain Defenses 
Which of the following individual health insurance policies will provide the broadest 
protection? - CORRECT ANSWER-Major Medical 
Which of the following situations does NOT apply to the Florida Replacement Rule? - 
CORRECT ANSWER-An existing policyholder purchases an additional ...
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- Exam (elaborations)
- • 12 pages •
214 FLORIDA HEALTH AND LIFE 
INSURANCE STATE PRACTICE ACTUAL 
EXAM WITH VERIFIED ANSWERS 
Which Accident and Health policy provision addresses preexisting conditions? - 
CORRECT ANSWER-Time Limit on Certain Defenses 
Which of the following individual health insurance policies will provide the broadest 
protection? - CORRECT ANSWER-Major Medical 
Which of the following situations does NOT apply to the Florida Replacement Rule? - 
CORRECT ANSWER-An existing policyholder purchases an additional ...
214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED
214 FLORIDA INSURANCE ACTUAL 
EXAM WITH QUESTIONS AND 
ANSWERS VERIFIED 
Multi-Line Insurers - CORRECT ANSWER-________-______ Insurers are insurance 
carriers that offer more than one line of insurance. 
False - CORRECT ANSWER-True or False? Stock Insurance Companies are 
"participating" in that the policyholders receive dividends. 
Attorney-In-Fact - CORRECT ANSWER-Reciprocal Insurers are managed by an 
___________________. 
Association - CORRECT ANSWER-Contrary to popular opinion, Lloyd...
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- Exam (elaborations)
- • 49 pages •
214 FLORIDA INSURANCE ACTUAL 
EXAM WITH QUESTIONS AND 
ANSWERS VERIFIED 
Multi-Line Insurers - CORRECT ANSWER-________-______ Insurers are insurance 
carriers that offer more than one line of insurance. 
False - CORRECT ANSWER-True or False? Stock Insurance Companies are 
"participating" in that the policyholders receive dividends. 
Attorney-In-Fact - CORRECT ANSWER-Reciprocal Insurers are managed by an 
___________________. 
Association - CORRECT ANSWER-Contrary to popular opinion, Lloyd...
214 FLORIDA LIFE INSURANCE TEST EXAM WITH VERIFIED QUESTIONS AND ANSWERS
214 FLORIDA LIFE INSURANCE TEST 
EXAM WITH VERIFIED QUESTIONS AND 
ANSWERS 
S buys $100,000 whole life policy in 2003 and pays an annual premium of $100. S dies 
five years later in 2008 and the insured pays the beneficiary $10,500. What kind of 
writer did S include on the policy? - CORRECT ANSWER-A Return of permium rider 
All of these statements about the Waiver of Premium provision are correct EXCEPT - 
CORRECT ANSWER-Insured must be eligible for Social Security disability for claim to ...
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- Exam (elaborations)
- • 4 pages •
214 FLORIDA LIFE INSURANCE TEST 
EXAM WITH VERIFIED QUESTIONS AND 
ANSWERS 
S buys $100,000 whole life policy in 2003 and pays an annual premium of $100. S dies 
five years later in 2008 and the insured pays the beneficiary $10,500. What kind of 
writer did S include on the policy? - CORRECT ANSWER-A Return of permium rider 
All of these statements about the Waiver of Premium provision are correct EXCEPT - 
CORRECT ANSWER-Insured must be eligible for Social Security disability for claim to ...
FLORIDA INSURANCE EXAM QUESTIONS WITH VERIFIED SOLUTIONS LATEST UPDATES
FLORIDA INSURANCE EXAM QUESTIONS 
WITH VERIFIED SOLUTIONS LATEST 
UPDATES 
The clause identifying which losses resulting from an accident or sickness are insured 
by the policy is called the: - CORRECT ANSWER-Insuring clause 
K applies for a life insurance policy on herself and submits the initial premium with the 
application. She is given a receipt by the agent stating that coverage begins 
immediately if the application is approved. What kind of receipt was used? - CORRECT 
ANSWER-Condi...
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- Exam (elaborations)
- • 12 pages •
FLORIDA INSURANCE EXAM QUESTIONS 
WITH VERIFIED SOLUTIONS LATEST 
UPDATES 
The clause identifying which losses resulting from an accident or sickness are insured 
by the policy is called the: - CORRECT ANSWER-Insuring clause 
K applies for a life insurance policy on herself and submits the initial premium with the 
application. She is given a receipt by the agent stating that coverage begins 
immediately if the application is approved. What kind of receipt was used? - CORRECT 
ANSWER-Condi...
FLORIDA LIFE INSURANCE/ ANNUITIES 2-14 STUDY SET EXAM WITH CORRECT ANSWERS
FLORIDA LIFE INSURANCE/ ANNUITIES 
2-14 STUDY SET EXAM WITH CORRECT 
ANSWERS 
Which of the following individuals MUST be licensed as an agent? - CORRECT 
ANSWER-A person who places insurance on behalf of anyone seeking insurance. 
Which of the following statements regarding a nonresident insurance agent is 
CORRECT? - CORRECT ANSWER-The agent must hold a similar license in their state 
of residence 
State insurance laws specifically allow the Commissioner(or Director) to issue a 
temporary...
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- Exam (elaborations)
- • 10 pages •
FLORIDA LIFE INSURANCE/ ANNUITIES 
2-14 STUDY SET EXAM WITH CORRECT 
ANSWERS 
Which of the following individuals MUST be licensed as an agent? - CORRECT 
ANSWER-A person who places insurance on behalf of anyone seeking insurance. 
Which of the following statements regarding a nonresident insurance agent is 
CORRECT? - CORRECT ANSWER-The agent must hold a similar license in their state 
of residence 
State insurance laws specifically allow the Commissioner(or Director) to issue a 
temporary...
FLORIDA INSURANCE 2-14 EXAM TERMS QUESTIONS AND ANSWERS (100% SCORES)
FLORIDA INSURANCE 2-14 EXAM 
TERMS QUESTIONS AND ANSWERS 
(100% SCORES) 
Insurance - CORRECT ANSWER-Financial protection against loss or harm - An 
arrangement by which company gives customers financial protection against loss or 
harm such as theft or illness in return for premium payments. 
Life Insurance - CORRECT ANSWER-Is based on actuarial or mathematical principles 
and guarantees a specified sum of money upon the death of the person who is insured. 
Annuities - CORRECT ANSWER-Provid...
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- Exam (elaborations)
- • 33 pages •
FLORIDA INSURANCE 2-14 EXAM 
TERMS QUESTIONS AND ANSWERS 
(100% SCORES) 
Insurance - CORRECT ANSWER-Financial protection against loss or harm - An 
arrangement by which company gives customers financial protection against loss or 
harm such as theft or illness in return for premium payments. 
Life Insurance - CORRECT ANSWER-Is based on actuarial or mathematical principles 
and guarantees a specified sum of money upon the death of the person who is insured. 
Annuities - CORRECT ANSWER-Provid...
214 FLORIDA INSURANCE AND LICENSE EXAM ACTUAL COMPLETE EXAM Q&A
214 FLORIDA INSURANCE AND 
LICENSE EXAM ACTUAL COMPLETE 
EXAM Q&A 
Which of the following describes a participating insurance policy? - CORRECT 
ANSWER-Policyowners are entitled to receive dividends 
At what point must a life insurance applicant be informed of their rights that fall under 
the Fair Credit Reporting Act? - CORRECT ANSWER-Upon completion of the 
application 
Dividends payable to a policyowner are: - CORRECT ANSWER-Declared by the 
insurance company. 
At what point does an in...
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- Exam (elaborations)
- • 12 pages •
214 FLORIDA INSURANCE AND 
LICENSE EXAM ACTUAL COMPLETE 
EXAM Q&A 
Which of the following describes a participating insurance policy? - CORRECT 
ANSWER-Policyowners are entitled to receive dividends 
At what point must a life insurance applicant be informed of their rights that fall under 
the Fair Credit Reporting Act? - CORRECT ANSWER-Upon completion of the 
application 
Dividends payable to a policyowner are: - CORRECT ANSWER-Declared by the 
insurance company. 
At what point does an in...
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