Fintech || very Flawless. FinTech || A+ Verified Solutions. FinTech || Questions and 100% Verified Answers. Fintech || Already Graded A+. Foundations of Fintech Final || All Questions Answered Correctly. FinTech Test 1 Practice Questions || A Verified A+ Pass. Fintech Study Guide Quiz 1 || A+ Grade...
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Fintechs can be grouped according to what parties are invovled correct answers -Peer to peer (P2P) -Business to person (B2P) -Person to business (P2B) -Business to business (B2B) Two interesting areas in payments correct answers 1. Cross-border payments 2. Mobile payments Fintechs & paymen...
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Add to cartFintechs can be grouped according to what parties are invovled correct answers -Peer to peer (P2P) -Business to person (B2P) -Person to business (P2B) -Business to business (B2B) Two interesting areas in payments correct answers 1. Cross-border payments 2. Mobile payments Fintechs & paymen...
3 key areas of innovation correct answers -Disruptive (linked to various business models) -Incremental (helps stay competitive in short term) -Radical (focused on long term impact) Business transformation issues correct answers -How to recover profitably -How to develop resilient business mode...
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Add to cart3 key areas of innovation correct answers -Disruptive (linked to various business models) -Incremental (helps stay competitive in short term) -Radical (focused on long term impact) Business transformation issues correct answers -How to recover profitably -How to develop resilient business mode...
// Start class 7: __ __ is simulation of human intelligence by machines correct answers artificial intelligence what 3 cognitive skills does AI focus on? correct answers learning, reasoning, self-correction what are some general applications of AI? correct answers 1 marketing 2. healthcare 3...
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Add to cart// Start class 7: __ __ is simulation of human intelligence by machines correct answers artificial intelligence what 3 cognitive skills does AI focus on? correct answers learning, reasoning, self-correction what are some general applications of AI? correct answers 1 marketing 2. healthcare 3...
What is Fintech? correct answers Use of technology to solve financial services problems Financial Services correct answers ◦Commercial Banking ◦Lending ◦Payments ◦Investment Banking ◦Wealth Management ◦Insurance and Credit ◦Financial Regulation Application Programming Inter...
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Add to cartWhat is Fintech? correct answers Use of technology to solve financial services problems Financial Services correct answers ◦Commercial Banking ◦Lending ◦Payments ◦Investment Banking ◦Wealth Management ◦Insurance and Credit ◦Financial Regulation Application Programming Inter...
Real Time correct answers Payments can settle in real-time (around 5 minutes) instead of being netted and settled at the end of a period More costly and more risk because these are considered irreversible Gross Settlement correct answers Indicates that each individual transaction may be settled ...
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Add to cartReal Time correct answers Payments can settle in real-time (around 5 minutes) instead of being netted and settled at the end of a period More costly and more risk because these are considered irreversible Gross Settlement correct answers Indicates that each individual transaction may be settled ...
Acme Widget tells investors it wants to build a new widget factory and sell investors $10,000,000 in bonds to finance it. Once they have raised the $10,000,000 the owners of Acme Widget use the funds to finance a trip to Atlantic City to try out a new scheme they have devised to win at blackjack. Th...
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Add to cartAcme Widget tells investors it wants to build a new widget factory and sell investors $10,000,000 in bonds to finance it. Once they have raised the $10,000,000 the owners of Acme Widget use the funds to finance a trip to Atlantic City to try out a new scheme they have devised to win at blackjack. Th...
Supervised Learning correct answers Uses a precise rule to predict outcome Ex: Regression Random Forrest (Predict stock returns) Unsupervised Learning correct answers Uncovers relationships/commonalties/patterns between variables without a model/structure (What stocks are similar to each oth...
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Add to cartSupervised Learning correct answers Uses a precise rule to predict outcome Ex: Regression Random Forrest (Predict stock returns) Unsupervised Learning correct answers Uncovers relationships/commonalties/patterns between variables without a model/structure (What stocks are similar to each oth...
What advancement in banking has led to the percentage of people in Kenya with bank accounts to rise from 30% to nearly 100%? correct answers Mobile Money Accounts Which of the following are the two (2) major financial crises that resulted in an unusually high (for the U.S.) unemployment rate and ...
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Add to cartWhat advancement in banking has led to the percentage of people in Kenya with bank accounts to rise from 30% to nearly 100%? correct answers Mobile Money Accounts Which of the following are the two (2) major financial crises that resulted in an unusually high (for the U.S.) unemployment rate and ...
Start-ups need to grow rapidly correct answers Network effects (conventional and data) and scale economies/first mover advantage Financing framework correct answers small businesses: low capital requirement, low novelty Capital intensive, proven-tech: high capital requirement, low novelty Capit...
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Add to cartStart-ups need to grow rapidly correct answers Network effects (conventional and data) and scale economies/first mover advantage Financing framework correct answers small businesses: low capital requirement, low novelty Capital intensive, proven-tech: high capital requirement, low novelty Capit...
The Financial Stability Board defines fintech as "technology-enabled innovation in financial services that could result in new business models, applications, processes or products with an associated________ effect on the provision of financial services." correct answers Material What measures t...
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Add to cartThe Financial Stability Board defines fintech as "technology-enabled innovation in financial services that could result in new business models, applications, processes or products with an associated________ effect on the provision of financial services." correct answers Material What measures t...
Material correct answers The Financial Stability Board defines fintech as "technology-enabled innovation in financial services that could result in new business models, applications, processes or products with an associated __________ effect on the provision of financial services" Fintech Adopt...
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Add to cartMaterial correct answers The Financial Stability Board defines fintech as "technology-enabled innovation in financial services that could result in new business models, applications, processes or products with an associated __________ effect on the provision of financial services" Fintech Adopt...
The Financial Stability Board defines fintech as "technology-enabled innovation in financial servicesthat could result in new business models, applications, processes or products with an associated________ effect on the provision of financial services." correct answers material What measures th...
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Add to cartThe Financial Stability Board defines fintech as "technology-enabled innovation in financial servicesthat could result in new business models, applications, processes or products with an associated________ effect on the provision of financial services." correct answers material What measures th...
Why did Satoshi Nakamoto design Bitcoin? correct answers *To allow two willing parties to transact directly without the need for a trusted third party. *To create a payments system that wasn't reversible. *To solve the double spending problem by using a peer-to-peer network. What happens if th...
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Add to cartWhy did Satoshi Nakamoto design Bitcoin? correct answers *To allow two willing parties to transact directly without the need for a trusted third party. *To create a payments system that wasn't reversible. *To solve the double spending problem by using a peer-to-peer network. What happens if th...
What are some of the factors that allowed Ant Financial to become a dominant financial service provider in sucha short period of time? correct answers Large market Unmet demand for financial services to lower end of the retail costumers/ complement rather than compete with incumbentbanks Syner...
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Add to cartWhat are some of the factors that allowed Ant Financial to become a dominant financial service provider in sucha short period of time? correct answers Large market Unmet demand for financial services to lower end of the retail costumers/ complement rather than compete with incumbentbanks Syner...
The FSI provides key services to the economic system (FSI = financial service industry) correct answers -Liquidity and transactions (trading systems for buying and selling) -Matching individuals who have excess funds with those with those who need the them (financial intermediation) -Risk sh...
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Add to cartThe FSI provides key services to the economic system (FSI = financial service industry) correct answers -Liquidity and transactions (trading systems for buying and selling) -Matching individuals who have excess funds with those with those who need the them (financial intermediation) -Risk sh...
Payments industry correct answers Dynamics changing as businesses and consumers shift dollars from cash to digital Cards dominate in-store retail Mobile wallets like apple pay seeing rapid uptick in usage E-commerce will chip away at brick and mortar Peer to peer supplanting cash in day to day l...
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Add to cartPayments industry correct answers Dynamics changing as businesses and consumers shift dollars from cash to digital Cards dominate in-store retail Mobile wallets like apple pay seeing rapid uptick in usage E-commerce will chip away at brick and mortar Peer to peer supplanting cash in day to day l...
Alternative lending platforms ______. correct answers perform the credit underwriting process in near real time Not all securities offerings must be registered. Which of the following is most likely to be exempt? correct answers An offering by the State of Georgia The Securities Act of 1933 __...
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Add to cartAlternative lending platforms ______. correct answers perform the credit underwriting process in near real time Not all securities offerings must be registered. Which of the following is most likely to be exempt? correct answers An offering by the State of Georgia The Securities Act of 1933 __...
Cryptography correct answers Transmitting messages and transactions securely against third party adversaires When we want to make a secure transactions, following has to occur(4) correct answers 1) message comes from right sender 2)1) message comes from right sender is not read by anyone else ...
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Add to cartCryptography correct answers Transmitting messages and transactions securely against third party adversaires When we want to make a secure transactions, following has to occur(4) correct answers 1) message comes from right sender 2)1) message comes from right sender is not read by anyone else ...
1) Which of the following statements is true? A) A bank's assets are its uses of funds. B) A bank's assets are its sources of funds. C) A bank's liabilities are its uses of funds. D) Only B and C of the above are true. correct answers A. a bank's assets are its uses of funds 2) Which of t...
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Add to cart1) Which of the following statements is true? A) A bank's assets are its uses of funds. B) A bank's assets are its sources of funds. C) A bank's liabilities are its uses of funds. D) Only B and C of the above are true. correct answers A. a bank's assets are its uses of funds 2) Which of t...
What are 3 accelerators of the FinTech Industry? correct answers 1. Loss of consumer trust in financial institutions 2. Free software, cloud computing, connectivity 3. Generation change - Millennials What is the difference between FinTech and TechFin? correct answers FinTech is a financial serv...
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Add to cartWhat are 3 accelerators of the FinTech Industry? correct answers 1. Loss of consumer trust in financial institutions 2. Free software, cloud computing, connectivity 3. Generation change - Millennials What is the difference between FinTech and TechFin? correct answers FinTech is a financial serv...
What is a challenger bank? Where are they mostly located? Two Examples. correct answers Tech-driven retail bank, created either as a start-up or a divestment from larger banks that use innovative systems and products to appeal to newer generations and directly compete with incumbents. Mostly in ...
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Add to cartWhat is a challenger bank? Where are they mostly located? Two Examples. correct answers Tech-driven retail bank, created either as a start-up or a divestment from larger banks that use innovative systems and products to appeal to newer generations and directly compete with incumbents. Mostly in ...
Fintech (Landscape) correct answers technological innovations that seek to improve the provision of financial services Technology-enabled applications, processes, products, or business models in finance Mostly start-ups seeking to "disrupt" intermediaries Innovation Quadrant for Fintech (...
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Add to cartFintech (Landscape) correct answers technological innovations that seek to improve the provision of financial services Technology-enabled applications, processes, products, or business models in finance Mostly start-ups seeking to "disrupt" intermediaries Innovation Quadrant for Fintech (...
___ has general oversight responsibility for the payments system in the United States correct answers The Federal Reserve A Bitcoin miner changes the ___ randomly to find an acceptable ___ correct answers nonce, hash The ACH network allows one to move money from one bank account directly to __...
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Add to cart___ has general oversight responsibility for the payments system in the United States correct answers The Federal Reserve A Bitcoin miner changes the ___ randomly to find an acceptable ___ correct answers nonce, hash The ACH network allows one to move money from one bank account directly to __...
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