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Coursework Guidance (Report) - PERSONAL FINANCE module £2.99
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  3. London South Bank University (LSBU)
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  5. London South Bank University
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  7. Personal Finance (BAF6PFI)

Lecture notes

Coursework Guidance (Report) - PERSONAL FINANCE module
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Personal Finance is an option module for students studying Accounting and Finance. This document contains notes taken from coursework guidance sessions on the report assessment for the Personal Finance module at LSBU. It covers tips on how to go about completing the coursework to get a good mark, s...

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  • May 30, 2021
  • 5
  • 2020/2021
  • Lecture notes
  • -
  • Coursework guidance

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Module: Personal Finance


Personal Finance Coursework Guidance – Report


We are in the fourth industrial revolution – there are a lot of technological changes.
These changes are making processes sleeker and easier. However, they do have
their drawbacks.

First of all, you need to identify the financial innovations you want to talk about.

You can do a general introduction of the financial innovation. But you are going to
focus on FOUR financial innovations from different personal finance families. For
example, you cannot give four innovations in savings because that would mean that
you have only done one product.

Decide which financial product you want to go for.


Example:
Chosen personal finance family: Lending
 Talk about what is available in lending
 You can talk about what used to be available and what is available now

Financial innovation in lending: Peer to Peer lending
Peer to peer lending is an innovation because you have people coming together,
putting their money together and then lending the money to people.

What does this mean when comparing to what we used to have?
In the past, you would need to go to the bank if you wanted to borrow money. In
doing so, it restricted your choices.

But now, we have more options due to these new innovations. It creates a more
competitive environment. It means there is flexibility. It means there are more options
available to you that will suit your particular lifestyle.

You will need look at whether this innovation in lending is making people borrow
more or less and what impact does this have on the economy – does it mean that we
are spending more etc.

With the Stamp Duty holiday, it means that more people will be borrowing.

Look at the forces that are attracting or detracting from this innovation.

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