Property and Casualty Insurance Test Question Note
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Property and Casualty Insurance Test Question Notes Already Graded A+ 1. What is a peril? A peril is a cause of loss or harm. 2. What is a hazard? A hazard is something that increases the likelihood of a loss or harm. 3. What is the distinction between moral hazard and morale hazard? Moral hazard refers to dishonesty or illegal behavior, while morale hazard refers to carelessness or recklessness. 4. What method of handling risk involves a deductible? Retention involves paying a portion...