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The people at the insurance company who determine the risk and accept or reject the risk are called Underwriters A ______ risk is one where the proposed insured exceeds the basic standards so the company may offer more coverage or a lesser premium for the coverage applied for to the applican...

People that work in funeral service in Texas must hold what type of license to sell funeral or burial insurance? "Limited" Funeral Prearrangement Life License or "Full" Texas Legal Reserve Life Agent license For the purpose of this training course, the following terms will be used interc...

A funeral prearrangement life insurance agent must be supervised by: None of the above What is the maximum initial guaranteed death benefit that a funeral prearrangement life insurance may sell? $25,000 When an application for an insurance license is denied, EXCEPT for failure to pas...

Maximum about of prearranged funeral contract Unlimited (just needs to match the Goods & Services What is required of your supervisor? Neither years of experience or to be a legal reserve life agent What can cause an agent 's license to be revoked? If agent fails to renew the licen...

What is the maximum amount of money a person can deposit in a prepaid funeral trust account? non-guaranteed: $20,000 ; guaranteed: no limit What percentage of prepaid trust funds may a funeral director withhold and at what time may he withhold them? 10% ; when funds are collected Wha...

Alternative Container unfinished wood box or other nonmetal receptacle or enclosure, without ornamentation or a fixed interior lining, that is designed for the encasement of human remains Authorizing agent a person who is legally entitled to order the cremation, disinterment or embalming of...

Can you contact someone by phone or other means and ask them to purchase your services? No, you can not contact a person and solicit services Can you contact a person in a long-term care home, hospital, or hospice and ask them to purchase your services? No, you can not solicit to long-term ...

10 days A funeral director who changes the location of his or her funeral home, or who adds a funeral home away from their main or primary funeral home, or both, or who purchases a funeral home, shall request an inspection within ____ days of the close of the transaction or relocation. once;...

True or False According to the law, an embalmer must not embalm a body if he/she suspects that a crime has been committed: TRUE True or False According to 396.12d, violating the funeral service licensing act can lead to revocation of an apprenticeship certificate, administrative fines, and...