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Solution Manual For Business Math, 12th Edition by Cheryl Cleaves, Margie Hobbs, Jeffrey Noble
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Solution Manual For Business Math, 12th Edition by Cheryl Cleaves, Margie Hobbs, Jeffrey Noble
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INSTRUCTOR’SSOLUTIONS MANUAL
B USINESS M ATH
TWELFTH EDITION
Cheryl Cleaves
Southwest Tennessee Community College, Emerita
Margie Hobbs
Southwest Tennessee Community College, Emerita
Jeffrey Noble
Madison College
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, Table of Contents
Chapter 1: Review of Whole Numbers and Integers 1
Chapter 2: Review of Fractions 9
Chapter 3: Decimals 20
Chapter 4: Banking 30
Chapter 5: Equations 41
Chapter 6: Percents 52
Chapter 7: Business Statistics 63
Chapter 8: Trade and Cash Discounts 77
Chapter 9: Markup and Markdown 86
Chapter 10: Payroll 102
Chapter 11: Simple Interest and Simple Discount 113
Chapter 12: Consumer Credit 123
Chapter 13: Compound Interest, Future Value, and Present Value 132
Chapter 14: Annuities and Sinking Funds 143
Chapter 15: Building Wealth Through Investments 159
Chapter 16: Mortgages 168
Chapter 17: Depreciation 183
Chapter 18: Inventory 196
Chapter 19: Insurance 208
Chapter 20: Taxes 217
Chapter 21: Financial Statements 225
, Chapter 1 Review of Whole Numbers and Integers
Section Exercises
1-1, p. 9
1. Twenty-two million, three hundred fifty-six thousand, 2. One hundred six billion, three hundred fifty-seven
twenty-seven million, two hundred ninety-one thousand, five hundred
eighty-two
3. Seven hundred thirty million, five hundred thirty-one 4. Twenty-one million, seventeen
thousand, nine hundred sixty-eight
5. Five hundred twenty-three billion, eight hundred million, 6. Seven hundred thirteen million, two hundred five
seven thousand, one hundred ninety thousand, five hundred thirty-eight
7. 14,985 8. 32,943,608
9. 17,000,803,075 10. 50,612,078
11. 306,541 12. 300,760,512
13. 8 is in the tens place. 3 is to its right and is less than 5. 14. 7 is in the hundreds place. The digit 6 is on the right and
Leave 8 and replace 3 with zero; 480. is 5 or more. Add 1 to 7 and replace 6 and 2 with zeros;
3,800.
15. 9 is in the ten-thousands place and 8 is 5 or greater. So 16. 5 is the first digit. 7 is 5 or greater, so add 1 to 5 and
increase 9 by 1. Since 9 + 1 = 10, we record 0 and carry replace all digits to its right with zeros; 60,000.
1 to the next place to the left. 2 + 1 =3. Replace digits to
the right of the ten-thousands place with zeros; 300,000.
17. $4,000,000,000 18. $457,025,972,800
19. 0 is in the millions place, 3 on the right is less than 5, so 20. 1 is in the first place. The digit to the right, 5, is 5 or
leave 0 as it is and replace all digits on its right with more, so round up by adding 1 to the 1 in the first place.
zeros; 860,000,000. Replace all digits to the right with zeros; 2,000.
21. Negative fifteen thousand, three hundred fourteen dollars 22. Negative eight thousand, four hundred twenty dollars
23. Negative eight thousand, six hundred thirty-six dollars 24. Negative twenty-thousand, one hundred fifty-seven
dollars
25. −$520,000,000 26. −$1,800,000,000
1-2, p. 24
1. 300 + 600 + 700 =
1,600; 1,637 2. 700 + 1,000 + 60 =
1,760; 1,710
3. 800 + 1,000 + 50 =
1,850; 1,843 4. 6,000 + 20,000 + 30,000 =
56,000; 53,871
5. 89 6. 4 15
7. 2 10
8. 3 10 9. −6
5/ 5/ 3/ 0/ 8 5, 4/ 0/ 9
−52
−3 6 −2 7 5 −2, 1 7 6
37
19 33 3, 2 3 3
10. 92 11. −8,188 12. −403 13. 21 14. −17
15. 12 16. −4 17. 730 18. 904 19. 1, 005
× 60 × 24 × 89
43,800 3 616 9 045
18 08 80 40
21,696 89,445
Copyright © 2024 Pearson Education, Inc. Chapter 1 1
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