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HUD Certification Exam questions fully solved & updated

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Deed Restrictions Legally enforceable terms that govern the use of real estate Redlining The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial statu...

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  • 30 augustus 2024
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HUD Certification Exam questions
fully solved & updated 2024

Deed Restrictions - answer Legally enforceable
terms that govern the use of real estate


Redlining - answer The practice of refusing to
make residential loans or imposing more onerous
terms on any loans made because of the
predominant race, color, national origin, religion,
sex, disability, or familial status of the area's
residents.


Civil Rights Act of 1968 - answer Following the
assassination of Dr. Martin Luther King Jr.,
Congress passed what monumental piece of
legislation, which prohibits discrimination in
housing sales, rentals, and financing based on
race, color, national origin, religion, sex, disability
and familial status?


7 - answer The Fair Housing Act, as amended,
protects how many characteristics?


Reasonable Modification - answer A property
manager of an apartment complex that receives
federal financial assistance installs a ramp so that

,a tenant in a wheelchair can easily access her first-
floor apartment.


Reasonable Accommodation - answer Housing
provider has a policy of requiring tenants to come
to the rental office to pay their rent. A tenant with
a mental disability, who is afraid to leave her unit,
is allowed to mail her rent payment.


True - answer The Fair Housing Act does not
prohibit a lender from showing potential clients
information about different loans.


Fair Housing Assistance Program (FHAP) - answer
Provides annual funding to state and local
agencies that enforce fair housing laws that are
substantially equivalent to the Fair Housing Act.
These funds go towards an agency's capacity
building, administrative costs, investigative and
enforcement efforts, training and other projects
designed to support enforcement of fair housing
law.


Fair Housing Initiatives Program (FHIP) - answer
Provides funding to fair housing organizations and
nonprofits that assist people who may have been
victims of housing discrimination.

, Marketing Analysis - answer Aim is to identify
groups of people who would benefit most if
targeted by the campaign, the characteristics of
these people, and their expectations.


Networking Event - answer The opportunity to
increase awareness of the plans and actions of
housing industry members, private organizations
and foundations, public housing agencies,
neighborhood groups, regional organizations, and
others to further fair housing objectives.


Personal Information - answer The section of the
credit report that contains employer details.


Account Information - answer The section of a
credit report that contains information about a
student loan.


Public Records - answer The section of the credit
report that contains court information such as a
bankruptcy.


Inquiries - answer The section of the credit report
that will show recent attempts to open a credit
card.

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