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Wise Test Review - 50 questions and correct answers graded A+
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Wise Test Review - 50 questions and correct answers graded A+
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Wise Test Review - 50 questionsA credit card is issued to John and Maria Davis. This month, John charges $100 and Maria makes no
charges. When the bill is received who is legally responsible for paying the $100 - correct answer
✔✔Both John and Maria
A factor that can cause the price of a stock to DECREASE is the company - correct answer ✔✔lowering its
expectations of future earnings.
A good financial goal should - correct answer ✔✔be achievable in five years.
A landlord never received the rent check sent by the renter two weeks ago. What is the first action the
renter should take - correct answer ✔✔Contact the bank to find out if the check was cashed.
A major reason that corporations issue stock is to - correct answer ✔✔raise money to expand business
activities.
A person has been contributing regularly to her company's 401(k) plan. She decides to leave the
company. It would be financially advisable for her to - correct answer ✔✔move the money from the
401(k) plan into another qualified retirement plan
A person is looking at his budget to find ways to invest more money. It would be best for him to - correct
answer ✔✔reduce this variable expenses.
A person may need to have liquid assets when - correct answer ✔✔there is an emergency need for cash
A person receives $200 from an uncle for graduation. This money is considered - correct answer ✔✔a
gift.
A person wants to buy stock in McDonald's. Before buying the stock it is important that the person
consider the - correct answer ✔✔company's potential for making money.
, A person wants to open a bank account in his name. He will be required to give the bank - correct
answer ✔✔a state or federal-issued picture identification.
A person's gross pay for this month is $4,000. Why should his monthly budget be less than $4,000 -
correct answer ✔✔Taxes are taken out of his gross pay, reducing the amount of money he takes home
A role of the Federal Reserve Bank (Fed) is to - correct answer ✔✔influence interest rates.
A service that banks provide is - correct answer ✔✔selling certificates of deposit (CDs).
A student is interested in becoming an engineer, for her a major advantage of doing an unpaid internship
at an engineering firm is having the opportunity to - correct answer ✔✔learn about the profession from
people in the company
An advantage of using a bank is that generally - correct answer ✔✔its savings accounts are FDIC insured
An advantage of using a debit card is that a person - correct answer ✔✔can use the debit card as an
alternative payment method to cash when making purchases
Endorsing a check is very important to - correct answer ✔✔prevent the wrong person from cashing the
check.
Even though investors can buy stocks and bonds online using the Internet, many people still use the
services of a broker. Why - correct answer ✔✔People want the advice that brokers provide to their
clients
Health Maintenance Organization (HMO) insurance plans require their policy holders to - correct answer
✔✔choose a doctor from a list the insurance plan provides
In general, taxes are used to - correct answer ✔✔raise money to pay for government services and
expenses.
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