Credit rating agencies - Samenvattingen, Aantekeningen en Examens

Is it true that a U.S. Treasury security is risk-free? correct answers No. As interest rates ^ value of Treasury security ^. Long-term treasury securities have *substantial* interest rate risk. Which has greater interest rate risk, a 30 year Treasury bond or 30 year BB corporate bond? correct answers All else the same, treasury security will have lower coupons because of its lower default risk, so it will have greater interest rate risk. How does a bond issuer decide on the appropriate cou...

1. SHV Share price + Dividends 2. How do you in- crease Earnings Per Share (EPS)? Increase net income 3. Revenues -Sales -Goods or services sold 4. Gross profit -Gross income -Gross earnings -Gross margin 5. Operating in- come 6. Income before taxes (IBT) -Operating profit -Earnings before interest and tax (EBIT) -Income before interest and taxes (IBIT) -Earnings before taxes (EBT) -Profit before taxes (PBT) 7. Net income (NI) -Earnings after taxes (EAT) -Profit after t...

Series 79 The letters NAV stand for - correct answer Net asset value refers to an investment company's total assets less its total liabilities. Mutual funds and unit investment trusts calculate their NAV every business day, often after market close. Closed-end funds are not subject to the requirement to calculate NAV on a daily basis. All of the following are non-marketable U.S. Government securities EXCEPT - correct answer Treasury Bills trade actively on the secondary market. SLGS, Series...

A ______ value of the dollar means the dollar is trading for more foreign currency which leads to less expensive foreign goods. - ️️high A ____________ requires a board of directors and a corporate structure. - ️️Corporation A company focusing on the key activities it is best at and outsourcing the rest is described in the lecture as a: - ️️value chain A(n) _______ is a tax levied on imports. - ️️tariff According to the Global Entrepreneurship Monitor (GEM) 2016 U.S Report, t...

Which of the following are NOT aided by LCA? Determining materials that best fit life of buildig life/reducing amount of materials used/decreasing project costs - correct answer decreasing project costs. project costs may go up or down depending on the results of the LCA and the influenge these have on the design. What best defines the project boundary? - correct answer Platted property line of the project defining land...

Risk Structure of Interest rate -Answer The relationship among the various interest rates on bonds with the same term to maturity. e.g: A 10yr bond from Coca Cola vs. a 10yr bond from ABC Inc. Factors include: Default Risk; Liquidity; Taxes Default Risk -Answer The risk that the issuer may not be able to honor a bond. The issuer can not make interest payments or pay face value at maturity Risk Premium -Answer The difference between investmenting in a risky asset and a risk-free in...

GEB 3006 Exam 3 Financial Literacy Questions And Answers 100% Verified. What two factors count for 65% of your FICO score? - correct answer. Payment history and outstanding debts Which company has developed the MOST commonly used credit score to evaluate an individual's credit? - correct answer. Fair Isaac Corporation You should try to achieve a FICO score of at least ________ in order to receive a top credit rating. - correct answer. 760 What is the debt t...

An insured pays a $100 premium every month for his insurance coverage, yet the insurer promises to pay $10,000 for a covered loss. What characteristic of an insurance contract does this describe? - correct answer Aleatory: an aleatory contract means unequal amounts are exchanged between payments and benefits What is the Federal Credit Reporting Act? - correct answer Establishes procedures that consumer-reporting agencies must follow in order to ensure that records are confidential, accurate, ...

Test Bank for Fundamentals of Nursing 10th Edition Potter Perry Chapter 1-50 |Complete Guide A+ Test Bank for Fundamentals of Nursing 10th Edition Potter Perry Chapter 1: Nursing Today Chapter 2: Health Care Delivery System Chapter 3: Community-Based Nursing Practice Chapter 4: Theoretical Foundations of Nursing Practice Chapter 5: Evidence-Based Practice Chapter 6: Health and Wellness Chapter 7: Caring in Nursing Practice Chapter 8: Caring for Patients with Chronic Illness NEW! Chapter 9: Cultu...

W!SE Test Review Exam Questions with 100% Correct Answers Bounced check a check written for an amount more than in your account Cashier's Check A check issued by a bank and sold to you for personal payments to people who won't accept a personal check. It certifies that you have the money available. credit union A nonprofit financial institution that is owned by its members and organized for their benefit. Commercial Bank a for-profit institution that offers a full range of financial ...