Free rider effect - Samenvattingen, Aantekeningen en Examens
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Life and Health Insurance Exam Questions with Correct Answers
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Life and Health Insurance Exam Questions with Correct Answers 
Joe, age 63, was disabled and can no longer work. He meets the Social Security definition of total disability. How many work credits must Joe have accumulated to have the status of fully insured? a) 10 b) 6 c) 20 d) 40 - Answer-d) 40 
 
The Uniform Provision Law that prevents an insurance company from altering its agreement with a policyholder by referring to documents or other items not contained in the policy is called the a) Legal...
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Chapter 4: Types of insurance policy's Questions And Answers With Verified Solutions Graded A+
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Absolute assignment - Involves transferring all rights of ownership to another person or entity. It 
is a permanent and total transfer of all policy rights. The new policy owner does not need to have an 
insurance interest in the insured. 
Automatic premium loan provision - This provision is commonly added to contracts with cash 
value at no additional charge. This is a special type of loan that prevents the unintentional lapse of a 
policy due to the nonpayment of premiums. For example, if a po...
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Florida Life and Health Insurance Correct Questions & Answers!!
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Insured - ANSWER The person covered by the insurance policy. 
 
Rider - ANSWER A written modification attached to a policy that increases or decreases coverage and/or premiums. 
 
What is a unilateral contract? - ANSWER A contract in which only one of the parties is legally bound to fulfill its obligations. 
 
What law protects consumers from the circulation of inaccurate or obsolete information? - ANSWER The Fair Credit Reporting Act. 
 
What are the three types of agent authority? - ANSWER Imp...
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Final Exam - North Carolina Life and Health {A+ Guaranteed}
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Which of the following is the MOST important factor when deciding how much Disability Income coverage an applicant should purchase? correct answers 
 
M completes an application for life insurance but does not pay the initial premium. All of these actions must occur before M's policy goes into effect EXCEPT correct answers free-look period has expired 
 
Additional coverage can be added to a Whole Life policy by adding a(n) correct answers decreasing term rider 
 
All of the following actions ...
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Final Exam - North Carolina Life and Health with Verified Solutions
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Final Exam - North Carolina Life and Health with Verified Solutions 
Which of the following is the MOST important factor when deciding how much Disability Income coverage an applicant should purchase? 
 
 
M completes an application for life insurance but does not pay the initial premium. All of these actions must occur before M's policy goes into effect EXCEPT 
free-look period has expired 
 
 
Additional coverage can be added to a Whole Life policy by adding a(n) 
decreasing term rider 
 
 
A...
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Florida Life and Health Insurance/Answered/A+ Rated
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Florida Life and Health Insurance/Answered/A+ Rated 
Insured 
The person covered by the insurance policy. 
Rider 
A written modification attached to a policy that increases or decreases coverage 
and/or premiums. 
What is a unilateral contract? 
A contract in which only one of the parties is legally bound to fulfill its 
obligations. 
What law protects consumers from the circulation of inaccurate or obsolete 
information? 
The Fair Credit Reporting Act. 
What are the three types of agent auth...
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Final Exam - North Carolina Life and Health with Verified Solutions Graded A+!!
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Final Exam - North Carolina Life and Health with Verified Solutions 
Which of the following is the MOST important factor when deciding how much Disability Income coverage an applicant should purchase? 
 
 
M completes an application for life insurance but does not pay the initial premium. All of these actions must occur before M's policy goes into effect EXCEPT 
free-look period has expired 
 
 
Additional coverage can be added to a Whole Life policy by adding a(n) 
decreasing term rider 
 
 
A...
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Webce Insurance Test Questions With Answers - Latest 2023/2024 (Graded)
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Webce Insurance Test Questions With Answers - Latest 2023/2024 (Graded). Which one of the following best describes a policy that has a relatively low face amount 
and has premiums that are paid to an insurance agent who generally calls on the 
policyowner at home to collect them? 
group life insurance 
industrial life insurance 
ordinary term insurance 
ordinary whole life insurance - Answer- industrial life insurance 
Sylvia's insurer guarantees a fixed death benefit for the policy she owns. B...
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Final Exam - North Carolina Life and Health with Verified Solutions
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Final Exam - North Carolina Life and Health 
with Verified Solutions 
Which of the following is the MOST important factor when deciding how much Disability 
Income coverage an applicant should purchase? - Answer ️️ - 
M completes an application for life insurance but does not pay the initial premium. All of these 
actions must occur before M's policy goes into effect EXCEPT - Answer ️️ -free-look period 
has expired 
Additional coverage can be added to a Whole Life policy by adding a(n)...
-
Final Exam - North Carolina Life and Health with Verified Solutions
- Tentamen (uitwerkingen) • 11 pagina's • 2024
-
Ook in voordeelbundel
-
- €9,95
- + meer info
Final Exam - North Carolina Life and Health 
with Verified Solutions 
Which of the following is the MOST important factor when deciding how much Disability 
Income coverage an applicant should purchase? - Answer ️️ - 
M completes an application for life insurance but does not pay the initial premium. All of these 
actions must occur before M's policy goes into effect EXCEPT - Answer ️️ -free-look period 
has expired 
Additional coverage can be added to a Whole Life policy by adding a(n)...
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