Inherent vice - Samenvattingen, Aantekeningen en Examens
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NJ Property & Casualty License Exam - Property Basics Exam with Questions and Correct answers
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Inherent Vice - A condition or defect that exists within property itself that causes the property to 
spoil, break, become defective, or destroy itself. 
Theft - The broadest of the crime coverages, includes any act of stealing, burglary, or robbery. 
Subrogation - The legal process by which an insurer seeks recovery of the amount paid to the 
insured from a third party responsible for having caused the loss.
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Property and Casualty Exam Questions and Answers 100% Pass
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Property and Casualty Exam 
Questions and Answers 100% Pass 
the one basic characteristic of any type of insurance is that the insured is returned to 
the same status that existed prior to the loss, but without a chance for gain or profit - 
Correct Answer ️️ -true 
which of the following coverages does an open peril policy provide? - Correct Answer ️️ 
-perils other than those specifically named as being excluded 
determine the actual cash value in the following situation: original pric...
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Property and Casualty Exam Questions and Answers 100% Pass
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Property and Casualty Exam 
Questions and Answers 100% Pass 
the one basic characteristic of any type of insurance is that the insured is returned to 
the same status that existed prior to the loss, but without a chance for gain or profit - 
Correct Answer ️️ -true 
which of the following coverages does an open peril policy provide? - Correct Answer ️️ 
-perils other than those specifically named as being excluded 
determine the actual cash value in the following situation: original pric...
-
Property and Casualty Exam 2023 with 100% correct answers
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Bailee 
An individual or organization who has taken into its care, custody, and/or control the property of another for servicing, repair, or storage 
 
 
 
Hazard 
Something that increases the chance or likelihood of a loss occuring. 
 
(physical or moral or morale) 
 
 
 
Market Value 
A property policy provision that changes the valuation method otherwise applicable (ACV or RV) to a valuation method that allows reimbursement to the insured, according to the price a willing buyer would pay for ...
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WGU C963 - Objective Assessment|Complete with 100% Correct Answers
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WGU C963 - Objective Assessment|Complete with 100% Correct Answers 
Major contributors to social contract theory 
Hobbes, Locke, Reasseau 
Social Contract Theory 
We need food, clothing and shelter to survive and nothing should interfere with our ability to obtain them. We may also choose to believe in a god. The belief gives definition to our existance. Therefore it is important we define ourselves as individuals. 
Enlightenment Influence on Constitution 
Bill of Rights and the Second Amendment...
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Property and Casualty Exam Graded A+
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Property and Casualty Exam Graded A+ 
Bailee ️An individual or organization who has taken into its care, custody, and/or control the property 
of another for servicing, repair, or storage 
Hazard ️Something that increases the chance or likelihood of a loss occuring. 
(physical or moral or morale) 
Market Value ️A property policy provision that changes the valuation method otherwise applicable 
(ACV or RV) to a valuation method that allows reimbursement to the insured, according to th...
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MAN 4151 Exam 2 Exam Questions And Answers (Verified And Updated)
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MAN 4151 Exam 2 Exam Questions And 
Answers (Verified And Updated) 
Group - answertwo or more individuals, interacting and interdependent, who have come 
together to achieve particular objectives. 
Formal groups - answerthose defined by the organization's structure 
Informal groups - answeralliances that are neither formally structured nor organizationally 
determined 
Social identity theory - answerconsiders when and why individuals consider themselves 
members of groups 
-people pride themsel...
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Property and Casualty Exam
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the one basic characteristic of any type of insurance is that the insured is returned to the same status that existed prior to the loss, but without a chance for gain or profit - Answer- true 
 
which of the following coverages does an open peril policy provide? - Answer- perils other than those specifically named as being excluded 
 
determine the actual cash value in the following situation: original price of office equiptment when purchased 8 years ago- 9,000. depreciated amount at time of fi...
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MAN 4151 Exam 2 Exam Questions And Answers (Verified And Updated)
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MAN 4151 Exam 2 Exam Questions And 
Answers (Verified And Updated) 
Group - answertwo or more individuals, interacting and interdependent, who have come 
together to achieve particular objectives. 
Formal groups - answerthose defined by the organization's structure 
Informal groups - answeralliances that are neither formally structured nor organizationally 
determined 
Social identity theory - answerconsiders when and why individuals consider themselves 
members of groups 
-people pride themsel...
-
Property & Casualty Final & State Exam 2024 (100% Verified answers)
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personal auto policy (PAP) (LMPDA/IMCONOV/BIPBIOPDO/10D/20D) correct answers provides protection for liability, medical payments, and damage to the automobile for individuals and married couples and their owned and nonowned vehicles; most widely used personal lines auto contract in US and Alabama, limits of liability always written as BI per person, BI per occurrence, and PD per occurrence; cancellation notices include 10 days after receiving for nonpayment and 20 days after receiving for other ...
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