Balance score card - Samenvattingen, Aantekeningen en Examens

Version 1 1 Version 1 2 Personality Psychology Domains Of Knowledge About Human Nature, 3rd Canadian Edition, 3e By Randy Larsen, David Buss, David King (Test Bank All Chapters, 100% Original Verified, A+ Grade)Answers at the end of each Chapter. Chapter 1 Student name: MULTIPLE CHOICE - Choose the one alternative that best completes the statement or answers the question. 1) Features of personality that differentiate one person from another usually take the form of in language. A...

What two factors count for 65% of your FICO score? A) Income and payment history B) Employment history and outstanding debts C) Payment history and outstanding debts D) Income and outstanding debts - c) Payment history and outstanding debts Which company has developed the MOST commonly used credit score to evaluate an individual's credit? A) Experian B) Transunion C) Fair Isaac Corporation D) Equifax - c) Fair Isaac Corporation You should try to achieve a FICO score of at least _...

Who is responsible for ensuring all charges are paid on the government travel card (GTC) by the statement due date? - ANSWER-The cardholder is responsible for all charges on the GTC. According to the Privacy Act, how is your private information protected when you apply for the card? (Select all that apply) - ANSWER-Only people who need my information have access to it. My information cannot be sold. My information cannot be given to a third party. Which travel reservation service is auth...

THE ULTIMATE WISE TEST REVIEW QUESTIONS WITH COMPLETE SOLUTIONS What term describes the cost associated with borrowing funds? Interest What is the term for the highest balance you are allowed to maintain on a credit card? Credit limit What type of fee might some credit card companies charge for using their card? Annual fee What is the term for the minimum amount you need to pay on a credit card, expressed as a percentage of your outstanding balance? Minimum payment What i...

Deze samenvatting is gebaseerd op aantekeningen van hoorcolleges en werkcolleges en daarnaast aangevuld met verplichte theorie uit het boek. Al met al alle kennis die je nodig hebt om een mooi resultaat te halen om je 1e tussentoets!

Can you increase credit score by increasing your credit limit? - ️️Yes, only if you stay below a 50% debt-to-credit ratio on each credit card. 30% ratio is the best for top scores. Increase credit limit to lower credit ratio Three credit scoring agencies - ️️Transunion () -- Empirica score Equifax () -- Beacan score Experian () -- Experian model credit hold on account - ️️-when a customer is consistently late in making payments, has exceeded their credit limit, or is identifie...

1) A client would like to purchase a house within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? - Answer- Find a second job 2) Six months ago a client left a job as a reporter to start a business in the retail industry. To prepare to buy a house, the client closed credit card accounts and has been using savings to pay down credit card debt and collections....

What is a credit hold on your account? - ️️when a hotel or car rental charges more money just incase damage is done-if you go over limit you worry about over draft fees, if hold is executed if will count against credit-don't have to tell how much hold is-no maximum interest rate, virtually eliminated teaser rates-an unused credit hold may not create an over limit charge unless hold is executed According to the CC law, can you get cash out of an ATM with your CC and not get charged f...

GEB 3006 Exam 3 Financial Literacy Questions And Answers 100% Verified. What two factors count for 65% of your FICO score? - correct answer. Payment history and outstanding debts Which company has developed the MOST commonly used credit score to evaluate an individual's credit? - correct answer. Fair Isaac Corporation You should try to achieve a FICO score of at least ________ in order to receive a top credit rating. - correct answer. 760 What is the debt t...

UGBA 196 REVIEW EXAM STUDY QUESTIONS 2024. 1 out of every 6 - correct answer Americans receive a Social Security check each month introductory rate - correct answer no rate increase for first 12 months of opening a new card, unless intro rate has ended interest rate change - correct answer must be notified 45 days in advance defaulting on credit card - correct answer if you are more than 60 days late in paying minimum, interest goes to default rate of 28-35% for an account in good s...

Which section of a credit repirt will contain employer information? personal information Which section of the credit report will contain information about a student loan? account information Which section of a credit report will contain court information such as bankruptcy? Public records Which section of the credit report will show recent attempts to open a credit card? Inquiries Which section of a credit report will contain information about how to correct inaccuracies? Consumer ...