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FL Adjusters License Practice Exams Questions with 100% Verified Correct Answers
FL Adjusters License Practice Exams Questions with 100% Verified Correct Answers 
Which of the following is NOT one of the four critical elements of a contract? 
 
(A) A mutual understanding and agreement with the terms of the contract. 
 
(B) Written evidence of the agreement and its terms. 
 
(C)A legal purpose. 
 
(D)Consideration, consisting of money or a promise of performance. - Correct Answer (B) Written evidence of the agreement and its terms. 
 
Assume that five years ago a couple insur...
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FL Adjusters License Practice Exams Questions with 100% Verified Correct Answers 
Which of the following is NOT one of the four critical elements of a contract? 
 
(A) A mutual understanding and agreement with the terms of the contract. 
 
(B) Written evidence of the agreement and its terms. 
 
(C)A legal purpose. 
 
(D)Consideration, consisting of money or a promise of performance. - Correct Answer (B) Written evidence of the agreement and its terms. 
 
Assume that five years ago a couple insur...
Florida Adjuster Tests Compilation bundle Latest Updated 2024/2025
Florida Adjuster Tests Compilation bundle Latest Updated 2024/2025
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- Florida Claims Adjuster Exam – 3 Questions with Correct Answers 2023 • Tentamen (uitwerkingen)
- Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review • Tentamen (uitwerkingen)
- Florida Claims Adjuster Exam 2023 Study Guide 203 Questions and Answers • Tentamen (uitwerkingen)
- Florida 3-20 Public Adjusters State Exam (Set 1) Complete 2023 • Tentamen (uitwerkingen)
- Florida Claims Adjuster Exam with Complete Solutions 2023 • Tentamen (uitwerkingen)
- En meer ….
Florida Adjuster Tests Compilation bundle Latest Updated 2024/2025
Adjuster Pro Questions Study Guide Questions with 100% Verified Correct Answers 2024/2025
Adjuster Pro Questions Study Guide Questions with 100% Verified Correct Answers 2024/2025 
Ron works from home. After a kitchen fire renders his home uninhabitable, his is forced to rent an apartment in town while the repairs are made. Which type of coverage could help Ron pay for the cost of renting his apartment? - Correct Answer Coverage D - Loss of Use 
 
Fred lives near a business that is currently the object of a protest. As police try and break up the protesters, a riot ensues and spills ...
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Adjuster Pro Questions Study Guide Questions with 100% Verified Correct Answers 2024/2025 
Ron works from home. After a kitchen fire renders his home uninhabitable, his is forced to rent an apartment in town while the repairs are made. Which type of coverage could help Ron pay for the cost of renting his apartment? - Correct Answer Coverage D - Loss of Use 
 
Fred lives near a business that is currently the object of a protest. As police try and break up the protesters, a riot ensues and spills ...
Adjuster Pro Practice Exam Questions with 100% Verified Correct Answers 2024/2025
Adjuster Pro Practice Exam Questions with 100% Verified Correct Answers 2024/2025 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - Correct Answer Monoline Policy 
 
Which of the following statements does NOT apply to the Standard Fire Policy? - Correct Answer It automatically covers wind and vandalism. 
 
Which of the followi...
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Adjuster Pro Practice Exam Questions with 100% Verified Correct Answers 2024/2025 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - Correct Answer Monoline Policy 
 
Which of the following statements does NOT apply to the Standard Fire Policy? - Correct Answer It automatically covers wind and vandalism. 
 
Which of the followi...
Adjuster Pro - Insurance Adjuster Test Questions with 100% Verified Correct Answers
Adjuster Pro - Insurance Adjuster Test Questions with 100% Verified Correct Answers 
What is insurance? - Correct Answer protection against financial loss 
 
what is a premium - Correct Answer a scheduled amount to be paid for an insurance policy. 
 
What are premiums used for - Correct Answer premiums are collected into a "pool" or "reserve to pay out claimants when needed. 
 
how can insurance companies afford to pay for an individuals catastrophic loss? - Correct Answer the insurer collect...
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Adjuster Pro - Insurance Adjuster Test Questions with 100% Verified Correct Answers 
What is insurance? - Correct Answer protection against financial loss 
 
what is a premium - Correct Answer a scheduled amount to be paid for an insurance policy. 
 
What are premiums used for - Correct Answer premiums are collected into a "pool" or "reserve to pay out claimants when needed. 
 
how can insurance companies afford to pay for an individuals catastrophic loss? - Correct Answer the insurer collect...
Adjuster Pro - Florida Certified Adjuster Glossary Questions with 100% Verified Correct Answers 2024/2025
Adjuster Pro - Florida Certified Adjuster Glossary Questions with 100% Verified Correct Answers 2024/2025 
Accumulated Depreciation - Correct Answer The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Actual Cash Value (ACV) - Correct Answer A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
 
Adhesion - Co...
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Adjuster Pro - Florida Certified Adjuster Glossary Questions with 100% Verified Correct Answers 2024/2025 
Accumulated Depreciation - Correct Answer The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Actual Cash Value (ACV) - Correct Answer A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
 
Adhesion - Co...
Florida Public Adjuster State Test Questions With 100% Verified Correct Answers 2024/2025
Florida Public Adjuster State Test Questions With 100% Verified Correct Answers 2024/2025 
Florida No-Fault Tort Exemption - Correct Answer Those who comply with the law are granted limited immunity from suits of others through PIP coverage. 
 
4 Exceptions to Tort Exemption(Threshold of No-Fault) - Correct Answer 1. Significant and Permanent loss of bodily function. 
2.Permanent injury other than scarring and disfigurement. 
3.Significant and Permanent scarring or disfigurement. 
4.Death 
 
Wha...
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Florida Public Adjuster State Test Questions With 100% Verified Correct Answers 2024/2025 
Florida No-Fault Tort Exemption - Correct Answer Those who comply with the law are granted limited immunity from suits of others through PIP coverage. 
 
4 Exceptions to Tort Exemption(Threshold of No-Fault) - Correct Answer 1. Significant and Permanent loss of bodily function. 
2.Permanent injury other than scarring and disfigurement. 
3.Significant and Permanent scarring or disfigurement. 
4.Death 
 
Wha...
Florida Test Study Guide - Public Adjusting 3-20 (Set 1) Questions with 100% Verified Correct Answers 2024/2025
Florida Test Study Guide - Public Adjusting 3-20 (Set 1) Questions with 100% Verified Correct Answers 2024/2025 
Those who are eligible for coverage under the Florida Automobile Joint Underwriting Association are? - Correct Answer Military Personnel 
A non-resident owning an automobile in Florida 
A non-resident subject to Florida no-fault law 
 
A forcible entry into locked premises and the carrying away of the property of others is a definition of: - Correct Answer Burglary 
 
The inland mari...
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Florida Test Study Guide - Public Adjusting 3-20 (Set 1) Questions with 100% Verified Correct Answers 2024/2025 
Those who are eligible for coverage under the Florida Automobile Joint Underwriting Association are? - Correct Answer Military Personnel 
A non-resident owning an automobile in Florida 
A non-resident subject to Florida no-fault law 
 
A forcible entry into locked premises and the carrying away of the property of others is a definition of: - Correct Answer Burglary 
 
The inland mari...
Florida 3-20 Public Adjusters State Exam (Set 1) Questions with 100% Verified Correct Answers
Florida 3-20 Public Adjusters State Exam (Set 1) Questions with 100% Verified Correct Answers 
The insurer and insured agree to a specific value of insured item - Correct Answer Agreed Value Policies 
 
Someone who has care, custody or control of another's property - Correct Answer Bailee 
 
Claim filed by policy holder against his _ - Correct Answer First Party Claim 
 
When a person who entrusts another with an object and it results in injury to someone can be held liable for the injury to so...
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Florida 3-20 Public Adjusters State Exam (Set 1) Questions with 100% Verified Correct Answers 
The insurer and insured agree to a specific value of insured item - Correct Answer Agreed Value Policies 
 
Someone who has care, custody or control of another's property - Correct Answer Bailee 
 
Claim filed by policy holder against his _ - Correct Answer First Party Claim 
 
When a person who entrusts another with an object and it results in injury to someone can be held liable for the injury to so...
Florida 3-20 Public Adjuster Exam Outlines with Complete Solutions Latest Updated 2024/2025
Florida 3-20 Public Adjuster Exam Outlines with Complete Solutions Latest Updated 2024/2025 
626.854 (3) - Correct Answer A public adjuster may not give legal advice or act on behalf of or aid any person in negotiating or settling a claim relating to bodily injury, death, or noneconomic damages. 
 
626.854 (5) - Correct Answer A public adjuster may not directly or indirectly through any other person or entity solicit an insured or claimant by any means except on Monday through Saturday of each w...
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Florida 3-20 Public Adjuster Exam Outlines with Complete Solutions Latest Updated 2024/2025 
626.854 (3) - Correct Answer A public adjuster may not give legal advice or act on behalf of or aid any person in negotiating or settling a claim relating to bodily injury, death, or noneconomic damages. 
 
626.854 (5) - Correct Answer A public adjuster may not directly or indirectly through any other person or entity solicit an insured or claimant by any means except on Monday through Saturday of each w...
Rigging 101 Final Exam 2023/2024 Questions with Complete Solutions Graded A+
BSC 1010 Exam 2 Review Questions with Correct Answers 100% Verified 2024
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